Australian pensions: residency requirements explained

Australian pension is a welfare payment provided by the government to eligible retirees. To receive Australian pension, you need to meet one of the following residency requirements:

1. Australian pension living conditions

• Lived continuously in Australia for at least 10 years as a citizen or resident.
• The total number of periods of residence in Australia must be at least 10 years, with one period of continuous residence being at least 5 years.

Notice:

• Time spent living in a country that has a social security agreement with Australia (such as New Zealand) may count towards part of the 10-year residence period.
• Refugees do not need to meet residency requirements to receive a pension.
• A widow can also receive a pension if she has lived continuously in the same place for at least 2 years after the death of her spouse.

2. Australian pension Residence requirements after starting to receive pension

• You must live in Australia for at least 2 years after you start receiving your pension. Otherwise, your pension may be suspended.
• An absence of less than 6 weeks will not normally affect the payment of your pension.
• Being away from home for more than 6 weeks may affect your pension entitlement, depending on the length and reason for your absence.

3. Australian pensionAmount

Currently, individuals receive $1064 per fortnight (or about $27,664 per year) on the basic pension.

4. EnjoyAustralian pensionAge and test

• The pension age is gradually increasing and is currently:
  • Female: 65 years old
  • Men: 66.5 years (increased to 67 years in July 2023)
• To receive a pension you must also meet an income and property test.

Australian superannuation: frequently asked questions

1. How much money can I receive?

Currently, individuals receive $1064 per fortnight (or about $27,664 per year) on the basic pension.

2. What are the requirements for the period of stay abroad?

• You must live in Australia for at least 2 years after you start receiving your pension. Otherwise, your pension may be suspended.
• An absence of less than 6 weeks will not normally affect the payment of your pension.
• Being away from home for more than 6 weeks may affect your pension entitlement, depending on the length and reason for your absence.

3. How to apply?

• You can apply for a pension in the following ways:
  • Online Application:https://www.servicesaustralia.gov.au/individuals/services/centrelink/age-pension
  • Telephone application: 132 300
  • Make an appointment to apply face to face:https://www.servicesaustralia.gov.au/individuals/topics/make-an-appointment-with-centrelink

4. What is the age for receiving pension?

At present, the pension age is gradually increasing and is currently:

Female: 65 years old

Men: 66.5 years (increased to 67 years in July 2023)

5. What tests do I need to pass to receive a pension?

To receive a pension you need to meet an income and assets test.

6. Can I work while receiving a pension?

Yes, but your work income may affect the amount of pension you receive.

7. Can I go abroad while receiving my pension?

Yes, but your absence cannot exceed 6 weeks. Otherwise, your pension may be suspended.

8. Can I live overseas while receiving my pension?

Yes, but certain conditions must be met, such as:

Have received a pension for at least 5 years.

Continue to meet the income and means tests.

Live in a country that has a social security agreement with Australia.

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