Australian pension is a welfare payment provided by the government to eligible retirees. To receive Australian pension, you need to meet one of the following residency requirements:
What you need to know about Australian superannuation
1. Australian pension living conditions
- Lived continuously in Australia for at least 10 years as a citizen or resident.
- The total number of periods of residence in Australia must be at least 10 years, with one period of continuous residence being at least 5 years.
Notice:
- Time spent living in a country that has a social security agreement with Australia (such as New Zealand) may count towards part of the 10-year residence period.
- Refugees do not need to meet residency requirements to receive a pension.
- A widow can also receive a pension if she has lived continuously in the same place for at least 2 years after the death of her spouse.
2. Australian pension Residence requirements after starting to receive pension
- You must live in Australia for at least 2 years after you start receiving your pension. Otherwise, your pension may be suspended.
- An absence of less than 6 weeks will not normally affect the payment of your pension.
- Being away from home for more than 6 weeks may affect your pension entitlement, depending on the length and reason for your absence.
3. Australian pensionAmount
Currently, individuals receive $1064 per fortnight (or about $27,664 per year) on the basic pension.
4. EnjoyAustralian pensionAge and test
- The pension age is gradually increasing and is currently:
- Female: 65 years old
- Men: 66.5 years (increased to 67 years in July 2023)
- To receive a pension you must also meet an income and property test.
Australian superannuation: frequently asked questions
1. How much money can I receive?
Currently, individuals receive $1064 per fortnight (or about $27,664 per year) on the basic pension.
2. What are the requirements for the period of stay abroad?
- You must live in Australia for at least 2 years after you start receiving your pension. Otherwise, your pension may be suspended.
- An absence of less than 6 weeks will not normally affect the payment of your pension.
- Being away from home for more than 6 weeks may affect your pension entitlement, depending on the length and reason for your absence.
3. How to apply?
- You can apply for a pension in the following ways:
- Online Application:https://www.servicesaustralia.gov.au/individuals/services/centrelink/age-pension
- Telephone application: 132 300
- Make an appointment to apply face to face:https://www.servicesaustralia.gov.au/individuals/topics/make-an-appointment-with-centrelink
4. What is the age for receiving pension?
At present, the pension age is gradually increasing and is currently:
Female: 65 years old
Men: 66.5 years (increased to 67 years in July 2023)
5. What tests do I need to pass to receive a pension?
To receive a pension you need to meet an income and assets test.
6. Can I work while receiving a pension?
Yes, but your work income may affect the amount of pension you receive.
7. Can I go abroad while receiving my pension?
Yes, but your absence cannot exceed 6 weeks. Otherwise, your pension may be suspended.
8. Can I live overseas while receiving my pension?
Yes, but certain conditions must be met, such as:
Have received a pension for at least 5 years.
Continue to meet the income and means tests.
Live in a country that has a social security agreement with Australia.
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