{"id":10072,"date":"2025-08-07T10:20:40","date_gmt":"2025-08-07T00:20:40","guid":{"rendered":"https:\/\/au0061.com\/?p=10072"},"modified":"2025-08-07T10:20:40","modified_gmt":"2025-08-07T00:20:40","slug":"a-complete-guide-to-australian-banks-account-opening-guide-service-comparison-and-exclusive-benefits-for-international-students","status":"publish","type":"post","link":"https:\/\/au0061.com\/en\/%e6%be%b3%e5%a4%a7%e5%88%a9%e4%ba%9a%e9%93%b6%e8%a1%8c%e5%85%a8%e6%94%bb%e7%95%a5%ef%bc%9a%e5%bc%80%e6%88%b7%e6%8c%87%e5%8d%97%e3%80%81%e6%9c%8d%e5%8a%a1%e6%af%94%e8%be%83%e5%8f%8a%e7%95%99%e5%ad%a6\/","title":{"rendered":"\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5168\u653b\u7565\uff1a\u5f00\u6237\u6307\u5357\u3001\u670d\u52a1\u6bd4\u8f83\u53ca\u7559\u5b66\u751f\u4e13\u5c5e\u798f\u5229"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/au0061.com\/wp-content\/uploads\/2025\/08\/pexels-tibor-janas-512731642-16229050-7.jpg\" alt=\"\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5168\u653b\u7565\uff1a\u5f00\u6237\u6307\u5357\u3001\u670d\u52a1\u6bd4\u8f83\u53ca\u7559\u5b66\u751f\u4e13\u5c5e\u798f\u5229\" title=\"\"><\/p>\n<p>Hello everyone, I am the assistant of Australian Encyclopedia. Recently, some friends asked me about<b>\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u7cfb\u7edf<\/b>Now I will summarize the relevant issues and hope it will be helpful to those who want to know more.<\/p>\n<h2>\u4e00\u3001\u6fb3\u5927\u5229\u4e9a\u4e3b\u6d41\u94f6\u884c\u7cfb\u7edf\u6982\u89c8<\/h2>\n<p>\u6fb3\u5927\u5229\u4e9a\u62e5\u6709\u5168\u7403\u6700\u7a33\u5b9a\u7684\u94f6\u884c\u4f53\u7cfb\u4e4b\u4e00\uff0c\u4e3b\u8981\u5206\u4e3a\u56db\u5927\u5546\u4e1a\u94f6\u884c\u548c\u4f17\u591a\u4e2d\u5c0f\u578b\u91d1\u878d\u673a\u6784\uff1a<\/p>\n<ul>\n<li><b>\u56db\u5927\u884c\uff08Big Four\uff09<\/b>:\n<ol>\n<li>\u6fb3\u6d32\u8054\u90a6\u94f6\u884c\uff08Commonwealth Bank of Australia, CBA\uff09 - \u6700\u5927\u96f6\u552e\u94f6\u884c<\/li>\n<li>\u897f\u592a\u5e73\u6d0b\u94f6\u884c\uff08Westpac\uff09 - \u5386\u53f2\u6700\u60a0\u4e45\u7684\u94f6\u884c<\/li>\n<li>\u6fb3\u5927\u5229\u4e9a\u56fd\u6c11\u94f6\u884c\uff08National Australia Bank, NAB\uff09 - \u4ee5\u4f01\u4e1a\u670d\u52a1\u89c1\u957f<\/li>\n<li>\u6fb3\u65b0\u94f6\u884c\uff08Australia and New Zealand Banking Group, ANZ\uff09 - \u4e9a\u592a\u5730\u533a\u7f51\u7edc\u5f3a\u5927<\/li>\n<\/ol>\n<\/li>\n<li><b>\u6570\u5b57\u94f6\u884c\u65b0\u52bf\u529b<\/b>:<br \/>\n    ING\u3001Macquarie Bank\u3001HSBC Australia\u7b49\u63d0\u4f9b\u9ad8\u5229\u7387\u5b58\u6b3e\u548c\u4f4e\u624b\u7eed\u8d39\u670d\u52a1\n<\/li>\n<li><b>\u4fe1\u7528\u5408\u4f5c\u793e\uff08Credit Union\uff09<\/b>:<br \/>\n    \u5982People's Choice\u7b49\u975e\u8425\u5229\u6027\u673a\u6784\uff0c\u901a\u5e38\u63d0\u4f9b\u66f4\u4f18\u60e0\u7684\u8d37\u6b3e\u5229\u7387\n<\/li>\n<\/ul>\n<h2>\u4e8c\u3001\u7559\u5b66\u751f\u4e13\u5c5e\u94f6\u884c\u670d\u52a1<\/h2>\n<p>for<a href=\"https:\/\/www.naaedu.com\/\" target=\"_blank\" rel=\"noopener\">Study in Australia<\/a>\u751f\uff0c\u5404\u94f6\u884c\u63d0\u4f9b\u7279\u8272\u670d\u52a1\uff1a<\/p>\n<table border=\"1\">\n<tr>\n<th>bank<\/th>\n<th>\u5b66\u751f\u8d26\u6237\u4f18\u60e0<\/th>\n<th>\u56fd\u9645\u8f6c\u8d26\u8d39\u7528<\/th>\n<\/tr>\n<tr>\n<td>CBA<\/td>\n<td>\u514d\u8d26\u6237\u7ba1\u7406\u8d39\uff0c\u8d60\u9001$50\u5f00\u6237\u793c\u91d1<\/td>\n<td>$12\/\u7b14<\/td>\n<\/tr>\n<tr>\n<td>ANZ<\/td>\n<td>\u514d\u8d39\u56fd\u9645\u501f\u8bb0\u5361\uff0c\u8de8\u5883\u53d6\u73b0\u514d\u624b\u7eed\u8d39<\/td>\n<td>$10\/\u7b14<\/td>\n<\/tr>\n<tr>\n<td>NAB<\/td>\n<td>\u65e0\u6700\u4f4e\u5b58\u6b3e\u8981\u6c42\uff0c\u8d60\u9001\u65c5\u884c\u4fdd\u9669<\/td>\n<td>$15\/\u7b14<\/td>\n<\/tr>\n<\/table>\n<p>\u5efa\u8bae\u643a\u5e26\u4ee5\u4e0b\u6750\u6599\u529e\u7406\u5f00\u6237\uff1a<\/p>\n<ol>\n<li>\u62a4\u7167\u539f\u4ef6<\/li>\n<li>\u5b66\u751f\u7b7e\u8bc1\uff08COE\uff09<\/li>\n<li>\u6fb3\u6d32\u4f4f\u5740\u8bc1\u660e<\/li>\n<li>\u7a0e\u53f7\uff08TFN\uff0c\u53ef\u540e\u7eed\u8865\u5145\uff09<\/li>\n<\/ol>\n<h2>\u4e09\u3001\u94f6\u884c\u8d26\u6237\u7c7b\u578b\u6df1\u5ea6\u89e3\u6790<\/h2>\n<p>\u6fb3\u5927\u5229\u4e9a\u4e3b\u8981\u8d26\u6237\u7c7b\u578b\u5bf9\u6bd4\uff1a<\/p>\n<h3>1. \u65e5\u5e38\u4ea4\u6613\u8d26\u6237\uff08Transaction Account\uff09<\/h3>\n<ul>\n<li>\u7279\u70b9\uff1a\u65e0\u5229\u606f\uff0c\u65e0\u9650\u6b21\u5b58\u53d6\uff0c\u652f\u6301EFTPOS\u652f\u4ed8<\/li>\n<li>\u63a8\u8350\uff1aCBA\u7684Smart Access\uff08\u652f\u6301Apple Pay\uff09<\/li>\n<\/ul>\n<h3>2. \u50a8\u84c4\u8d26\u6237\uff08Savings Account\uff09<\/h3>\n<ul>\n<li>\u7279\u70b9\uff1a\u76ee\u524d\u57fa\u51c6\u5229\u73874.35%\u4e0b\uff0c\u6700\u9ad8\u53ef\u8fbe5.5%\u5e74\u5316<\/li>\n<li>\u6280\u5de7\uff1a\u5173\u6ce8\"Bonus Saver\"\u7c7b\u8d26\u6237\uff0c\u6ee1\u8db3\u6761\u4ef6\u53ef\u83b7\u5f97\u989d\u5916\u5229\u606f<\/li>\n<\/ul>\n<h3>3. \u5916\u5e01\u8d26\u6237\uff08Multi-Currency Account\uff09<\/h3>\n<ul>\n<li>\u4f18\u52bf\uff1aHSBC\u7684Global\u8d26\u6237\u652f\u630110\u79cd\u8d27\u5e01\u5373\u65f6\u8f6c\u6362<\/li>\n<li>\u9002\u5408\uff1a\u7ecf\u5e38\u8fdb\u884c\u56fd\u9645\u6c47\u6b3e\u7684\u5bb6\u5ead<\/li>\n<\/ul>\n<h2>\u56db\u3001\u5b9e\u7528\u94f6\u884c\u670d\u52a1\u6307\u5357<\/h2>\n<h3>1. \u624b\u673a\u652f\u4ed8\u7cfb\u7edf<\/h3>\n<p>\u6fb3\u5927\u5229\u4e9a\u4e3b\u6d41\u79fb\u52a8\u652f\u4ed8\u65b9\u5f0f\uff1a<\/p>\n<ul>\n<li>Beem It\uff08\u4e09\u5927\u884c\u8054\u5408\u5f00\u53d1\u7684\u5c0f\u989d\u8f6c\u8d26\u5e94\u7528\uff09<\/li>\n<li>Osko\uff08\u5b9e\u65f6\u5230\u8d26\u7684PayID\u670d\u52a1\uff09<\/li>\n<\/ul>\n<h3>2. \u4fe1\u7528\u5361\u9009\u62e9\u5efa\u8bae<\/h3>\n<p>\u9488\u5bf9\u4e0d\u540c\u4eba\u7fa4\u7684\u63a8\u8350\uff1a<\/p>\n<ul>\n<li>\u7559\u5b66\u751f\uff1aANZ\u7684Student\u4fe1\u7528\u5361\uff08\u65e0\u5e74\u8d39\uff09<\/li>\n<li>\u5de5\u4f5c\u8005\uff1aAMEX\u7684Explorer\u5361\uff08\u65c5\u884c\u79ef\u5206\u52a0\u500d\uff09<\/li>\n<\/ul>\n<h3>3. \u8b66\u60d5\u91d1\u878d\u8bc8\u9a97<\/h3>\n<p>\u5e38\u89c1\u8bc8\u9a97\u624b\u6cd5\uff1a<\/p>\n<ul>\n<li>\"\u94f6\u884c\u5b89\u5168\u90e8\u95e8\"\u6765\u7535\u8981\u6c42\u8f6c\u8d26<\/li>\n<li>\u865a\u5047\u7f51\u7edc\u94f6\u884c\u767b\u5f55\u9875\u9762<\/li>\n<li>\u89e3\u51b3\u65b9\u6848\uff1a\u7acb\u5373\u6302\u65ad\u5e76\u62e8\u6253\u94f6\u884c\u5b98\u7f51\u7535\u8bdd\u6838\u5b9e<\/li>\n<\/ul>\n<h2>\u4e94\u3001\u94f6\u884c\u5f00\u6237\u5b9e\u64cd\u6b65\u9aa4<\/h2>\n<p>\u5b8c\u6574\u5f00\u6237\u6d41\u7a0b\u8be6\u89e3\uff1a<\/p>\n<ol>\n<li><b>\u62b5\u6fb3\u524d<\/b>\uff1a\u901a\u8fc7\u94f6\u884c\u5b98\u7f51\u9884\u5f00\u6237\uff08\u90e8\u5206\u94f6\u884c\u652f\u6301\u4e2d\u6587\u670d\u52a1\uff09<\/li>\n<li><b>\u62b5\u6fb3\u540e<\/b>:\n<ul>\n<li>\u9884\u7ea6\u5206\u884c\u9762\u7b7e\uff08\u643a\u5e26\u5b8c\u6574\u6750\u6599\uff09<\/li>\n<li>\u8bbe\u7f6e\u7f51\u4e0a\u94f6\u884c\u548c\u624b\u673aAPP<\/li>\n<li>\u7533\u8bf7\u5173\u8054\u50a8\u84c4\u8d26\u6237<\/li>\n<\/ul>\n<\/li>\n<li><b>\u540e\u7eed\u7ba1\u7406<\/b>:\n<ul>\n<li>\u7ed1\u5b9a\u7a0e\u53f7\uff08\u907f\u514d\u5229\u606f\u7a0e\u9884\u6263\uff09<\/li>\n<li>\u8bbe\u7f6e\u81ea\u52a8\u8d26\u5355\u652f\u4ed8<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>Thank you for your reading. I hope this article can help you understand<b>\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u7cfb\u7edf<\/b>\u3002\u5efa\u8bae\u6839\u636e\u81ea\u8eab\u9700\u6c42\u9009\u62e9\u94f6\u884c\u670d\u52a1\uff0c\u5982\u7559\u5b66\u751f\u53ef\u4f18\u5148\u8003\u8651ANZ\u6216CBA\u7684\u5b66\u751f\u5957\u9910\uff0c\u5546\u4e1a\u4eba\u58eb\u5219\u53ef\u5173\u6ce8NAB\u7684\u4f01\u4e1a\u670d\u52a1\u3002\u65e0\u8bba\u9009\u62e9\u54ea\u5bb6\u94f6\u884c\uff0c\u90fd\u8bf7\u59a5\u5584\u4fdd\u7ba1\u8d26\u6237\u4fe1\u606f\uff0c\u5b9a\u671f\u68c0\u67e5\u4ea4\u6613\u8bb0\u5f55\u3002<\/p>\n<p>Please indicate the source of any reprint:<a href=\"https:\/\/au0061.com\/en\">AU6001.COM \u2013 Australia Chinese Encyclopedia<\/a> \u00bb <a href=\"https:\/\/au0061.com\/en\/%e6%be%b3%e5%a4%a7%e5%88%a9%e4%ba%9a%e9%93%b6%e8%a1%8c%e5%85%a8%e6%94%bb%e7%95%a5%ef%bc%9a%e5%bc%80%e6%88%b7%e6%8c%87%e5%8d%97%e3%80%81%e6%9c%8d%e5%8a%a1%e6%af%94%e8%be%83%e5%8f%8a%e7%95%99%e5%ad%a6\/\">\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5168\u653b\u7565\uff1a\u5f00\u6237\u6307\u5357\u3001\u670d\u52a1\u6bd4\u8f83\u53ca\u7559\u5b66\u751f\u4e13\u5c5e\u798f\u5229<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u5927\u5bb6\u597d\uff0c\u6211\u662f\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\uff0c\u6700\u8fd1\u6709\u5c0f\u4f19\u4f34\u54a8\u8be2\u6211\u5173\u4e8e\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u7cfb\u7edf\u7684\u95ee\u9898\uff0c\u73b0\u5728\u6211\u5c06\u76f8\u5173\u95ee\u9898\u8fdb\u884c\u603b\u7ed3\uff0c\u5e0c\u671b\u5bf9\u5404\u4f4d\u60f3\u4e86\u89e3\u7684\u5c0f\u4f19\u4f34\u6709\u6240\u5e2e\u52a9\u3002 \u4e00\u3001\u6fb3\u5927\u5229\u4e9a\u4e3b\u6d41\u94f6\u884c\u7cfb\u7edf\u6982\u89c8 \u6fb3\u5927\u5229\u4e9a\u62e5\u6709\u5168\u7403\u6700\u7a33\u5b9a\u7684\u94f6 &hellip;<\/p>","protected":false},"author":1,"featured_media":10071,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[766],"tags":[4019,4021,16221,16222,11509],"class_list":["post-10072","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-4019","tag-4021","tag-16221","tag-16222","tag-11509"],"_links":{"self":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts\/10072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/comments?post=10072"}],"version-history":[{"count":0,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts\/10072\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/media\/10071"}],"wp:attachment":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/media?parent=10072"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/categories?post=10072"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/tags?post=10072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}