![\"\u6fb3\u5927\u5229\u4e9a\u5e38\u89c1\u94f6\u884c\u5168\u9762\u89e3\u6790\uff1a\u5f00\u6237\u6307\u5357\u3001\u670d\u52a1\u5bf9\u6bd4\u4e0e\u7559\u5b66\u751f\u4e13\u5c5e\u4f18\u60e0\"](\"https:\/\/au0061.com\/wp-content\/uploads\/2025\/08\/pexels-tibor-janas-512731642-16229050-28.jpg\" "\\"\\"")
<\/p>\n<\/p>\n
Hello everyone, I am the assistant of Australian Encyclopedia. Recently, some friends asked me about\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u9009\u62e9<\/b>Now I will summarize the relevant issues and hope it will be helpful to those who want to know more.<\/p>\n
\u6fb3\u5927\u5229\u4e9a\u4f5c\u4e3a\u5168\u7403\u91d1\u878d\u4f53\u7cfb\u6700\u53d1\u8fbe\u7684\u56fd\u5bb6\u4e4b\u4e00\uff0c\u62e5\u6709\u5b8c\u5584\u4e14\u591a\u6837\u5316\u7684\u94f6\u884c\u670d\u52a1\u4f53\u7cfb\u3002\u65e0\u8bba\u662f\u79fb\u6c11\u3001\u7559\u5b66\u751f\u8fd8\u662f\u5de5\u4f5c\u8005\uff0c\u5728\u6fb3\u6d32\u751f\u6d3b\u90fd\u79bb\u4e0d\u5f00\u94f6\u884c\u670d\u52a1\u3002\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u4e1a\u4e3b\u8981\u7531\u56db\u5927\u94f6\u884c\u4e3b\u5bfc\uff0c\u540c\u65f6\u8fd8\u6709\u591a\u5bb6\u4e2d\u5c0f\u578b\u94f6\u884c\u3001\u4fe1\u7528\u5408\u4f5c\u793e\u53ca\u6570\u5b57\u94f6\u884c\u63d0\u4f9b\u5dee\u5f02\u5316\u670d\u52a1\u3002\u9009\u62e9\u5408\u9002\u7684\u94f6\u884c\u4e0d\u4ec5\u5173\u4e4e\u8d44\u91d1\u5b89\u5168\uff0c\u66f4\u76f4\u63a5\u5f71\u54cd\u65e5\u5e38\u751f\u6d3b\u7684\u4fbf\u5229\u6027\u548c\u8d22\u52a1\u6210\u672c\u3002\u672c\u6587\u5c06\u5168\u9762\u4ecb\u7ecd\u6fb3\u5927\u5229\u4e9a\u4e3b\u8981\u94f6\u884c\u7684\u7279\u70b9\u3001\u5f00\u6237\u6d41\u7a0b\u3001\u670d\u52a1\u8d39\u7528\u4ee5\u53ca\u9488\u5bf9\u4e0d\u540c\u4eba\u7fa4\u7684\u5b9e\u7528\u5efa\u8bae\u3002<\/p>\n
\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u4e1a\u7684\u6838\u5fc3\u662f\u88ab\u79f0\u4e3a\"\u56db\u5927\u94f6\u884c\"\u7684\u6fb3\u65b0\u94f6\u884c\uff08ANZ\uff09\u3001\u8054\u90a6\u94f6\u884c\uff08Commonwealth Bank\uff09\u3001\u56fd\u6c11\u94f6\u884c\uff08NAB\uff09\u548c\u897f\u592a\u5e73\u6d0b\u94f6\u884c\uff08Westpac\uff09\u3002\u8fd9\u56db\u5bb6\u94f6\u884c\u5728\u5168\u6fb3\u62e5\u6709\u5e7f\u6cdb\u7684\u652f\u884c\u7f51\u7edc\u548cATM\u673a\uff0c\u63d0\u4f9b\u5168\u9762\u7684\u91d1\u878d\u670d\u52a1\u3002<\/p>\n
\u6fb3\u65b0\u94f6\u884c\uff08ANZ\uff09<\/b>\u662f\u6fb3\u5927\u5229\u4e9a\u6700\u56fd\u9645\u5316\u7684\u94f6\u884c\u4e4b\u4e00\uff0c\u5728\u4e9a\u592a\u5730\u533a\u62e5\u6709\u5e7f\u6cdb\u4e1a\u52a1\u3002\u5176\u7279\u8272\u5305\u62ec\u591a\u5e01\u79cd\u8d26\u6237\u670d\u52a1\u3001\u56fd\u9645\u6c47\u6b3e\u4f18\u60e0\u548c\u9488\u5bf9\u5546\u4e1a\u5ba2\u6237\u7684\u4e13\u9879\u652f\u6301\u3002ANZ\u7684Go\u8d26\u6237\u6df1\u53d7\u5e74\u8f7b\u4eba\u559c\u7231\uff0c\u63d0\u4f9b\u514d\u6708\u8d39\u7684\u501f\u8bb0\u5361\u670d\u52a1\u3002<\/p>\n
\u8054\u90a6\u94f6\u884c\uff08Commonwealth Bank\uff09<\/b>\u662f\u6fb3\u5927\u5229\u4e9a\u6700\u5927\u7684\u96f6\u552e\u94f6\u884c\uff0c\u4ee5\u5176\u5148\u8fdb\u7684\u6570\u5b57\u94f6\u884c\u5e73\u53f0\u548cCommBank APP\u95fb\u540d\u3002\u8be5\u94f6\u884c\u63d0\u4f9b\u51fa\u8272\u7684\u7528\u6237\u4f53\u9a8c\uff0c\u7279\u522b\u662f\u5728\u79fb\u52a8\u652f\u4ed8\u3001\u9884\u7b97\u7ba1\u7406\u548c\u6295\u8d44\u670d\u52a1\u65b9\u9762\u3002NetBank Saver\u8d26\u6237\u662f\u5176\u70ed\u95e8\u50a8\u84c4\u4ea7\u54c1\u3002<\/p>\n
\u56fd\u6c11\u94f6\u884c\uff08NAB\uff09<\/b>\u4ee5\u5176\u5546\u4e1a\u94f6\u884c\u4e1a\u52a1\u8457\u79f0\uff0c\u540c\u65f6\u4e3a\u4e2a\u4eba\u5ba2\u6237\u63d0\u4f9b\u6027\u4ef7\u6bd4\u9ad8\u7684\u57fa\u672c\u94f6\u884c\u670d\u52a1\u3002NAB\u7684Classic Banking\u8d26\u6237\u6c38\u4e45\u514d\u6708\u8d39\uff0c\u8fd9\u5bf9\u5e0c\u671b\u8282\u7701\u94f6\u884c\u8d39\u7528\u7684\u5ba2\u6237\u6781\u5177\u5438\u5f15\u529b\u3002<\/p>\n
Westpac Bank<\/b>\u62e5\u6709200\u5e74\u5386\u53f2\uff0c\u662f\u6fb3\u5927\u5229\u4e9a\u6700\u53e4\u8001\u7684\u94f6\u884c\u3002\u5176\u7279\u8272\u5305\u62ec\u5168\u9762\u7684\u4fdd\u9669\u4ea7\u54c1\u3001\u623f\u8d37\u4f18\u60e0\u548c\u9488\u5bf955\u5c81\u4ee5\u4e0a\u5ba2\u6237\u7684\u4e13\u5c5e\u670d\u52a1\u3002Westpac\u7684Choice\u8d26\u6237\u63d0\u4f9b\u7075\u6d3b\u7684\u8d26\u6237\u7ba1\u7406\u9009\u9879\u3002<\/p>\n\u5176\u4ed6\u91cd\u8981\u94f6\u884c\u53ca\u6570\u5b57\u94f6\u884c\u9009\u62e9<\/h2>\n
\u9664\u4e86\u56db\u5927\u94f6\u884c\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u8fd8\u6709\u591a\u5bb6\u91cd\u8981\u91d1\u878d\u673a\u6784\uff1a<\/p>\n
ING\u6fb3\u5927\u5229\u4e9a<\/b>\u4f5c\u4e3a\u6700\u5927\u7684\u6570\u5b57\u94f6\u884c\uff0c\u4ee5\u5176\u9ad8\u606f\u50a8\u84c4\u8d26\u6237\u548c\u5168\u7403ATM\u53d6\u73b0\u514d\u624b\u7eed\u8d39\u800c\u5907\u53d7\u9752\u7750\u3002Orange Everyday\u8d26\u6237\u914d\u5408Savings Maximiser\u8d26\u6237\u53ef\u63d0\u4f9b\u6781\u5177\u7ade\u4e89\u529b\u7684\u5b58\u6b3e\u5229\u7387\u3002<\/p>\n
\u9ea6\u683c\u7406\u94f6\u884c\uff08Macquarie Bank\uff09<\/b>\u4e13\u6ce8\u4e8e\u8d22\u5bcc\u7ba1\u7406\u548c\u6295\u8d44\u670d\u52a1\uff0c\u5176\u4ea4\u6613\u8d26\u6237\u63d0\u4f9b\u5168\u9762\u7684\u8d39\u7528\u51cf\u514d\u548c\u79ef\u5206\u5956\u52b1\u8ba1\u5212\u3002<\/p>\n
\u6c47\u4e30\u6fb3\u5927\u5229\u4e9a\uff08HSBC Australia\uff09<\/b>\u4e3a\u56fd\u9645\u5ba2\u6237\u7279\u522b\u662f\u534e\u4eba\u548c\u4e9a\u6d32\u5ba2\u6237\u63d0\u4f9b\u4e13\u5c5e\u670d\u52a1\uff0c\u5305\u62ec\u4e2d\u6587\u5ba2\u670d\u548c\u4e2d\u6fb3\u95f4\u7684\u4fbf\u5229\u6c47\u6b3e\u901a\u9053\u3002<\/p>\n
\u6570\u5b57\u94f6\u884c<\/b>\u5982Up\u3001Judo Bank\u548c86400\u7b49\u65b0\u5174\u94f6\u884c\u51ed\u501f\u66f4\u4f4e\u7684\u8d39\u7528\u3001\u66f4\u9ad8\u7684\u5b58\u6b3e\u5229\u7387\u548c\u521b\u65b0\u7684\u7528\u6237\u4f53\u9a8c\u6b63\u5728\u6539\u53d8\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u4e1a\u683c\u5c40\u3002<\/p>\n\u94f6\u884c\u5f00\u6237\u6d41\u7a0b\u4e0e\u6240\u9700\u6587\u4ef6<\/h2>\n
\u5728\u6fb3\u5927\u5229\u4e9a\u5f00\u7acb\u94f6\u884c\u8d26\u6237\u9700\u8981\u63d0\u4f9b\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6\uff0c\u901a\u5e38\u9700\u8981\u81f3\u5c11\u4e24\u79cd\u8bc1\u4ef6\uff1a\u62a4\u7167\u3001\u6fb3\u5927\u5229\u4e9a\u9a7e\u7167\u3001\u533b\u4fdd\u5361\u6216\u51fa\u751f\u8bc1\u660e\u7b49\u3002\u56fd\u9645\u5b66\u751f\u548c\u65b0\u79fb\u6c11\u53ef\u5728\u62b5\u8fbe\u6fb3\u5927\u5229\u4e9a\u524d\u901a\u8fc7\u94f6\u884c\u5b98\u7f51\u9884\u5148\u5f00\u7acb\u8d26\u6237\uff0c\u5230\u6fb3\u540e\u518d\u6fc0\u6d3b\u8d26\u6237\u3002<\/p>\n
\u5f00\u6237\u8fc7\u7a0b\u901a\u5e38\u9700\u898130\u5206\u949f\u52301\u5c0f\u65f6\uff0c\u94f6\u884c\u804c\u5458\u4f1a\u8be6\u7ec6\u4ecb\u7ecd\u8d26\u6237\u529f\u80fd\u3001\u8d39\u7528\u7ed3\u6784\u548c\u670d\u52a1\u6761\u6b3e\u3002\u5efa\u8bae\u540c\u65f6\u5f00\u7acb\u4ea4\u6613\u8d26\u6237\uff08\u65e5\u5e38\u6d88\u8d39\uff09\u548c\u50a8\u84c4\u8d26\u6237\uff08\u5b58\u6b3e\u751f\u606f\uff09\uff0c\u5e76\u8bbe\u7f6e\u7f51\u4e0a\u94f6\u884c\u548c\u624b\u673a\u94f6\u884c\u670d\u52a1\u3002<\/p>\n
\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u8d26\u6237\u901a\u5e38\u6d89\u53ca\u4ee5\u4e0b\u8d39\u7528\uff1a\u6708\u8d26\u6237\u7ba1\u7406\u8d39\uff08$4-10\uff09\u3001ATM\u53d6\u73b0\u8d39\uff08\u672c\u884c\u514d\u8d39\uff0c\u8de8\u884c$2-3\uff09\u3001\u56fd\u9645\u4ea4\u6613\u8d39\uff082-3%\uff09\u3001\u900f\u652f\u8d39\u548c\u9ad8\u989d\u7f5a\u6b3e\u3002\u901a\u8fc7\u9009\u62e9\u5408\u9002\u7684\u8d26\u6237\u7c7b\u578b\u3001\u6ee1\u8db3\u514d\u6708\u8d39\u6761\u4ef6\uff08\u5982\u6bcf\u6708\u5b58\u5165\u7279\u5b9a\u91d1\u989d\uff09\u3001\u4f7f\u7528\u672c\u884cATM\u673a\u548c\u5408\u7406\u5b89\u6392\u4ea4\u6613\u53ef\u663e\u8457\u964d\u4f4e\u94f6\u884c\u8d39\u7528\u3002<\/p>\n
\u8bb8\u591a\u94f6\u884c\u63d0\u4f9b\u6c38\u4e45\u514d\u6708\u8d39\u7684\u57fa\u672c\u8d26\u6237\uff0c\u5982NAB Classic Banking\u3001ING Orange Everyday\u7b49\u3002\u5b66\u751f\u8d26\u6237\u901a\u5e38\u5728\u6821\u671f\u95f4\u5b8c\u5168\u514d\u8d39\uff0c\u6bd5\u4e1a\u540e\u81ea\u52a8\u8f6c\u4e3a\u666e\u901a\u8d26\u6237\u3002<\/p>\n
againstStudy in Australia<\/a>\u751f\uff0c\u5404\u5927\u94f6\u884c\u90fd\u63d0\u4f9b\u4e13\u5c5e\u4f18\u60e0\uff1a\u514d\u8d26\u6237\u7ba1\u7406\u8d39\u3001\u56fd\u9645\u6c47\u6b3e\u4f18\u60e0\u3001\u4fe1\u7528\u5361\u7533\u8bf7\u4fbf\u5229\u7b49\u3002\u8054\u90a6\u94f6\u884c\u7684Student Account\u3001ANZ\u7684Access Advantage\u7b49\u5b66\u751f\u8d26\u6237\u5728\u5c31\u8bfb\u671f\u95f4\u5b8c\u5168\u514d\u8d39\uff0c\u5e76\u63d0\u4f9b\u989d\u5916\u7684\u900f\u652f\u989d\u5ea6\u548c\u4fdd\u9669\u4f18\u60e0\u3002<\/p>\n \u7559\u5b66\u751f\u5728\u9009\u62e9\u94f6\u884c\u65f6\u5e94\u8003\u8651\u4ee5\u4e0b\u56e0\u7d20\uff1a\u5b66\u6821\u6216\u4f4f\u6240\u9644\u8fd1\u7684\u652f\u884c\u548cATM\u673a\u5206\u5e03\u3001\u56fd\u9645\u6c47\u6b3e\u8d39\u7528\u3001\u591a\u5e01\u79cd\u670d\u52a1\u80fd\u529b\u3001\u4e2d\u6587\u670d\u52a1\u652f\u6301\u4ee5\u53ca\u624b\u673a\u94f6\u884c\u7684\u529f\u80fd\u5b8c\u6574\u6027\u3002\u5efa\u8bae\u5728\u62b5\u8fbe\u6fb3\u5927\u5229\u4e9a\u540e\u5c3d\u5feb\u529e\u7406\u672c\u5730\u94f6\u884c\u8d26\u6237\uff0c\u4ee5\u4fbf\u63a5\u6536\u5bb6\u4eba\u6c47\u6b3e\u3001\u652f\u4ed8\u5b66\u8d39\u548c\u65e5\u5e38\u6d88\u8d39\u3002<\/p>\n \u95ee\u9898\u4e00\uff1a\u65b0\u79fb\u6c11\u5e94\u8be5\u9009\u62e9\u54ea\u5bb6\u94f6\u884c\uff1f<\/b> \u95ee\u9898\u4e8c\uff1a\u5982\u4f55\u907f\u514d\u9ad8\u989d\u94f6\u884c\u8d39\u7528\uff1f<\/b> \u95ee\u9898\u4e09\uff1a\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5b89\u5168\u5417\uff1f<\/b> \u95ee\u9898\u56db\uff1a\u7559\u5b66\u751f\u53ef\u4ee5\u7533\u8bf7\u4fe1\u7528\u5361\u5417\uff1f<\/b> \u95ee\u9898\u4e94\uff1a\u6570\u5b57\u94f6\u884c\u4e0e\u4f20\u7edf\u94f6\u884c\u54ea\u4e2a\u66f4\u597d\uff1f<\/b> \u9009\u62e9\u5408\u9002\u7684\u94f6\u884c\u662f\u6fb3\u5927\u5229\u4e9a\u751f\u6d3b\u7684\u91cd\u8981\u4e00\u6b65\u3002\u5efa\u8bae\u6839\u636e\u4e2a\u4eba\u9700\u6c42\u3001\u6d88\u8d39\u4e60\u60ef\u548c\u91d1\u878d\u670d\u52a1\u8981\u6c42\uff0c\u7efc\u5408\u8003\u8651\u56db\u5927\u94f6\u884c\u3001\u6570\u5b57\u94f6\u884c\u548c\u4e13\u4e1a\u94f6\u884c\u7684\u4f18\u52a3\u52bf\u3002\u7559\u5b66\u751f\u548c\u65b0\u79fb\u6c11\u5e94\u7279\u522b\u5173\u6ce8\u8d39\u7528\u7ed3\u6784\u3001\u56fd\u9645\u670d\u52a1\u80fd\u529b\u548c\u4fbf\u5229\u6027\u56e0\u7d20\u3002\u5728\u5b9e\u9645\u4f7f\u7528\u524d\uff0c\u53ef\u901a\u8fc7\u94f6\u884c\u5b98\u7f51\u8be6\u7ec6\u4e86\u89e3\u4ea7\u54c1\u4fe1\u606f\uff0c\u6216\u5230\u652f\u884c\u54a8\u8be2\u4e13\u4e1a\u7406\u8d22\u7ecf\u7406\u3002<\/p>\n Thank you for your reading. I hope this article can help you understand\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u9009\u62e9<\/b>\uff0c\u5982\u679c\u60a8\u6709\u66f4\u591a\u5173\u4e8e\u6fb3\u6d32\u94f6\u884c\u5f00\u6237\u6216\u91d1\u878d\u670d\u52a1\u7684\u95ee\u9898\uff0c\u6b22\u8fce\u7ee7\u7eed\u54a8\u8be2\u3002<\/p>\n Please indicate the source of any reprint:AU6001.COM \u2013 Australia Chinese Encyclopedia<\/a> \u00bb \u6fb3\u5927\u5229\u4e9a\u5e38\u89c1\u94f6\u884c\u5168\u9762\u89e3\u6790\uff1a\u5f00\u6237\u6307\u5357\u3001\u670d\u52a1\u5bf9\u6bd4\u4e0e\u7559\u5b66\u751f\u4e13\u5c5e\u4f18\u60e0<\/a><\/p>","protected":false},"excerpt":{"rendered":" \u5927\u5bb6\u597d\uff0c\u6211\u662f\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\uff0c\u6700\u8fd1\u6709\u5c0f\u4f19\u4f34\u54a8\u8be2\u6211\u5173\u4e8e\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u9009\u62e9\u7684\u95ee\u9898\uff0c\u73b0\u5728\u6211\u5c06\u76f8\u5173\u95ee\u9898\u8fdb\u884c\u603b\u7ed3\uff0c\u5e0c\u671b\u5bf9\u5404\u4f4d\u60f3\u4e86\u89e3\u7684\u5c0f\u4f19\u4f34\u6709\u6240\u5e2e\u52a9\u3002 \u6fb3\u5927\u5229\u4e9a\u4f5c\u4e3a\u5168\u7403\u91d1\u878d\u4f53\u7cfb\u6700\u53d1\u8fbe\u7684\u56fd\u5bb6\u4e4b\u4e00\uff0c\u62e5\u6709\u5b8c\u5584\u4e14\u591a\u6837 …<\/p>","protected":false},"author":1,"featured_media":14220,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[766],"tags":[4019,23083,4021,11508,11509],"class_list":["post-14221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-4019","tag-23083","tag-4021","tag-11508","tag-11509"],"_links":{"self":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts\/14221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/comments?post=14221"}],"version-history":[{"count":0,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts\/14221\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/media\/14220"}],"wp:attachment":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/media?parent=14221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/categories?post=14221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/tags?post=14221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\u4e0e\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u76f8\u5173\u7684\u95ee\u9898<\/h2>\n
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\n\u6570\u5b57\u94f6\u884c\u8d39\u7528\u66f4\u4f4e\u3001\u5229\u7387\u66f4\u9ad8\uff0c\u4f46\u7f3a\u4e4f\u5b9e\u4f53\u652f\u884c\uff1b\u4f20\u7edf\u94f6\u884c\u670d\u52a1\u5168\u9762\u3001\u7f51\u70b9\u4f17\u591a\u4f46\u8d39\u7528\u8f83\u9ad8\u3002\u6839\u636e\u4e2a\u4eba\u9700\u6c42\u9009\u62e9\u6700\u9002\u5408\u7684\u94f6\u884c\u7c7b\u578b\u3002<\/p>\n