{"id":20331,"date":"2025-11-01T08:56:07","date_gmt":"2025-10-31T22:56:07","guid":{"rendered":"https:\/\/au0061.com\/?p=20331"},"modified":"2025-11-01T08:56:07","modified_gmt":"2025-10-31T22:56:07","slug":"a-complete-guide-to-opening-a-bank-account-in-australia-five-essential-banks-for-international-students-and-new-immigrants","status":"publish","type":"post","link":"https:\/\/au0061.com\/en\/%e6%be%b3%e5%a4%a7%e5%88%a9%e4%ba%9a%e9%93%b6%e8%a1%8c%e5%bc%80%e6%88%b7%e5%85%a8%e6%94%bb%e7%95%a5%ef%bc%9a%e7%95%99%e5%ad%a6%e7%94%9f-%e6%96%b0%e7%a7%bb%e6%b0%91%e5%bf%85%e7%9c%8b%e7%9a%84%e4%ba%94\/","title":{"rendered":"\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5f00\u6237\u5168\u653b\u7565\uff1a\u7559\u5b66\u751f\/\u65b0\u79fb\u6c11\u5fc5\u770b\u7684\u4e94\u5927\u94f6\u884c\u9009\u62e9\u6307\u5357"},"content":{"rendered":"

\"\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5f00\u6237\u5168\u653b\u7565\uff1a\u7559\u5b66\u751f\/\u65b0\u79fb\u6c11\u5fc5\u770b\u7684\u4e94\u5927\u94f6\u884c\u9009\u62e9\u6307\u5357\"<\/p>\n

Hello everyone, I am the assistant of Australian Encyclopedia. Recently, some friends asked me about\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5f00\u6237<\/b>Now I will summarize the relevant issues and hope it will be helpful to those who want to know more.<\/p>\n

\u6fb3\u5927\u5229\u4e9a\u7684\u94f6\u884c\u7cfb\u7edf\u4ee5\u9ad8\u6548\u548c\u5b89\u5168\u8457\u79f0\uff0c\u65e0\u8bba\u662f\u7559\u5b66\u3001\u79fb\u6c11\u8fd8\u662f\u77ed\u671f\u5de5\u4f5c\uff0c\u5f00\u8bbe\u672c\u5730\u94f6\u884c\u8d26\u6237\u90fd\u662f\u9996\u8981\u4efb\u52a1\u3002\u5728\u6fb3\u6d32\uff0c\u4e3b\u8981\u5546\u4e1a\u94f6\u884c\u5982Commonwealth Bank\u3001ANZ\u3001Westpac\u548cNAB\u5360\u636e\u5e02\u573a\u4e3b\u5bfc\u5730\u4f4d\uff0c\u540c\u65f6\u6570\u5b57\u94f6\u884c\u5982ING\u548cUp\u4e5f\u65e5\u76ca\u6d41\u884c\u3002\u6839\u636e\u6fb3\u6d32\u91d1\u878d\u76d1\u7ba1\u5c40\u6570\u636e\uff0c2022\u5e74\u8d85\u8fc790%\u7684\u7559\u5b66\u751f\u62b5\u6fb3\u540e\u4e00\u4e2a\u6708\u5185\u4fbf\u5b8c\u6210\u5f00\u6237\uff0c\u4ee5\u786e\u4fdd\u8d44\u91d1\u7ba1\u7406\u548c\u65e5\u5e38\u6d88\u8d39\u7684\u4fbf\u5229\u3002<\/p>\n

\u9009\u62e9\u94f6\u884c\u65f6\uff0c\u9700\u7efc\u5408\u8003\u8651\u8d26\u6237\u7c7b\u578b\u3001\u624b\u7eed\u8d39\u3001\u7f51\u7edc\u8986\u76d6\u548c\u8bed\u8a00\u670d\u52a1\u3002\u4f8b\u5982\uff0cCommonwealth Bank\u63d0\u4f9b\u591a\u8bed\u8a00\u652f\u6301\uff0c\u9002\u5408\u521d\u6765\u6fb3\u6d32\u7684\u975e\u82f1\u8bed\u6bcd\u8bed\u8005\uff1b\u800cANZ\u5219\u4ee5\u5e7f\u6cdb\u7684\u56fd\u9645\u7f51\u7edc\u4f18\u52bf\uff0c\u65b9\u4fbf\u8de8\u5883\u4ea4\u6613\u3002\u6b64\u5916\uff0c\u6fb3\u6d32\u94f6\u884c\u8d26\u6237\u901a\u5e38\u5206\u4e3a\u4ea4\u6613\u8d26\u6237\uff08\u65e5\u5e38\u6d88\u8d39\uff09\u548c\u50a8\u84c4\u8d26\u6237\uff08\u8d5a\u53d6\u5229\u606f\uff09\uff0c\u5efa\u8bae\u6839\u636e\u4e2a\u4eba\u9700\u6c42\u7ec4\u5408\u4f7f\u7528\u3002\u636e\u7edf\u8ba1\uff0c\u5408\u7406\u5229\u7528\u50a8\u84c4\u8d26\u6237\u7684\u5e74\u5229\u7387\u53ef\u8fbe1.5%-2.5%\uff0c\u5e2e\u52a9\u7528\u6237\u589e\u503c\u8d44\u4ea7\u3002<\/p>\n

\u4e0e\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5f00\u6237\u76f8\u5173\u7684\u95ee\u9898<\/h2>\n

1. \u5982\u4f55\u9009\u62e9\u9002\u5408\u7684\u94f6\u884c\uff1f<\/strong>
\n\u9009\u62e9\u94f6\u884c\u9700\u4f9d\u636e\u4e2a\u4eba\u60c5\u51b5\uff1a\u7559\u5b66\u751f\u53ef\u4f18\u5148\u8003\u8651Commonwealth Bank\u6216ANZ\uff0c\u56e0\u5176\u5728\u6821\u56ed\u8bbe\u6709\u5206\u884c\u5e76\u63d0\u4f9b\u5b66\u751f\u4e13\u5c5e\u4f18\u60e0\uff0c\u5982\u514d\u6708\u8d39\u8d26\u6237\u3002\u65b0\u79fb\u6c11\u5219\u53ef\u80fd\u504f\u597dNAB\uff0c\u5176\u623f\u8d37\u548c\u5546\u4e1a\u8d26\u6237\u670d\u52a1\u66f4\u5168\u9762\u3002\u6570\u5b57\u94f6\u884c\u9002\u5408\u8ffd\u6c42\u4f4e\u624b\u7eed\u8d39\u548c\u9ad8\u5229\u7387\u7684\u7528\u6237\uff0c\u4f8b\u5982ING\u7684Orange Everyday\u8d26\u6237\u65e0\u6708\u8d39\u4e14\u63d0\u4f9b\u73b0\u91d1\u5956\u52b1\u3002<\/p>\n

2. \u5f00\u6237\u9700\u8981\u54ea\u4e9b\u6750\u6599\uff1f<\/strong>
\n\u57fa\u672c\u6750\u6599\u5305\u62ec\u62a4\u7167\u3001\u7b7e\u8bc1\uff08\u5982\u5b66\u751f\u7b7e\u8bc1\u6216\u6c38\u4e45\u5c45\u6c11\u7b7e\u8bc1\uff09\u3001\u4f4f\u5740\u8bc1\u660e\uff08\u5982\u79df\u8d41\u5408\u540c\u6216\u6c34\u7535\u8d26\u5355\uff09\u548c\u7a0e\u53f7\uff08TFN\uff09\u3002\u5bf9\u4e8eUndergraduate studies in Australia<\/a>\u751f\uff0c\u90e8\u5206\u94f6\u884c\u5141\u8bb8\u5728\u7ebf\u9884\u5f00\u6237\uff0c\u62b5\u6fb3\u540e\u518d\u9a8c\u8bc1\u8eab\u4efd\uff0c\u8282\u7701\u65f6\u95f4\u3002\u5efa\u8bae\u63d0\u524d\u51c6\u5907\u539f\u4ef6\u548c\u590d\u5370\u4ef6\uff0c\u4ee5\u907f\u514d\u5ef6\u8bef\u3002<\/p>\n

3. \u8d26\u6237\u7c7b\u578b\u6709\u54ea\u4e9b\u533a\u522b\uff1f<\/strong>
\n\u4ea4\u6613\u8d26\u6237\u7528\u4e8e\u65e5\u5e38\u5b58\u53d6\u548c\u652f\u4ed8\uff0c\u901a\u5e38\u9644\u5e26\u501f\u8bb0\u5361\uff1b\u50a8\u84c4\u8d26\u6237\u5229\u606f\u8f83\u9ad8\uff0c\u4f46\u53d6\u6b3e\u53ef\u80fd\u53d7\u9650\u3002\u8bb8\u591a\u94f6\u884c\u63d0\u4f9b\u8054\u540d\u8d26\u6237\uff0c\u9002\u5408\u592b\u59bb\u6216\u5bb6\u5ead\u5171\u540c\u7ba1\u7406\u8d22\u52a1\u3002\u4f8b\u5982\uff0cWestpac\u7684Life\u8d26\u6237\u7ed3\u5408\u4e24\u8005\u4f18\u52bf\uff0c\u63d0\u4f9b\u514d\u8d39\u4ea4\u6613\u548c\u5956\u52b1\u8ba1\u5212\u3002<\/p>\n

4. \u624b\u7eed\u8d39\u548c\u9690\u85cf\u8d39\u7528\u5982\u4f55\u907f\u514d\uff1f<\/strong>
\n\u6fb3\u6d32\u94f6\u884c\u5e38\u89c1\u8d39\u7528\u5305\u62ec\u6708\u8d39\uff08\u7ea64-10\u6fb3\u5143\uff09\u3001\u8de8\u5883\u4ea4\u6613\u8d39\u548c\u900f\u652f\u8d39\u3002\u9009\u62e9\u5b66\u751f\u8d26\u6237\u6216\u6ee1\u8db3\u6700\u4f4e\u5b58\u6b3e\u8981\u6c42\u53ef\u51cf\u514d\u6708\u8d39\u3002\u4f7f\u7528\u672c\u884cATM\u53d6\u6b3e\u901a\u5e38\u514d\u8d39\uff0c\u800c\u4ed6\u884cATM\u53ef\u80fd\u6536\u8d392-3\u6fb3\u5143\u3002\u5efa\u8bae\u9605\u8bfb\u6761\u6b3e\u7ec6\u5219\uff0c\u5e76\u5229\u7528\u624b\u673a\u5e94\u7528\u76d1\u63a7\u652f\u51fa\u3002<\/p>\n

5. \u6570\u5b57\u94f6\u884c\u4e0e\u4f20\u7edf\u94f6\u884c\u54ea\u4e2a\u66f4\u597d\uff1f<\/strong>
\n\u6570\u5b57\u94f6\u884c\u5982Up\u548c86400\u4ee5\u96f6\u6708\u8d39\u548c\u66f4\u9ad8\u5229\u7387\u5438\u5f15\u5e74\u8f7b\u7528\u6237\uff0c\u4f46\u7f3a\u4e4f\u5b9e\u4f53\u5206\u884c\uff1b\u4f20\u7edf\u94f6\u884c\u5219\u63d0\u4f9b\u9762\u5bf9\u9762\u670d\u52a1\u548c\u66f4\u5168\u9762\u7684\u91d1\u878d\u4ea7\u54c1\u3002\u6839\u636e\u4e2a\u4eba\u504f\u597d\uff0c\u82e5\u91cd\u89c6\u4fbf\u5229\u6027\u548c\u4f4e\u6210\u672c\uff0c\u6570\u5b57\u94f6\u884c\u662f\u4f18\u9009\uff1b\u82e5\u9700\u8d37\u6b3e\u6216\u6295\u8d44\u54a8\u8be2\uff0c\u4f20\u7edf\u94f6\u884c\u66f4\u53ef\u9760\u3002<\/p>\n

\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5f00\u6237\u662f\u878d\u5165\u672c\u5730\u751f\u6d3b\u7684\u91cd\u8981\u4e00\u6b65\uff0c\u901a\u8fc7\u6bd4\u8f83\u94f6\u884c\u7279\u8272\u3001\u51c6\u5907\u9f50\u5168\u6750\u6599\u5e76\u5408\u7406\u89c4\u5212\u8d26\u6237\uff0c\u80fd\u6709\u6548\u7ba1\u7406\u8d22\u52a1\u5e76\u4eab\u53d7\u4fbf\u6377\u670d\u52a1\u3002\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\u5efa\u8bae\uff0c\u5f00\u6237\u524d\u591a\u5229\u7528\u94f6\u884c\u5b98\u7f51\u548c\u793e\u533a\u8bba\u575b\u83b7\u53d6\u6700\u65b0\u4fe1\u606f\uff0c\u786e\u4fdd\u9009\u62e9\u6700\u9002\u5408\u7684\u65b9\u6848\u3002<\/p>\n

Thank you for your reading. I hope this article can help you understand\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5f00\u6237<\/b>\uff0c\u5982\u679c\u60a8\u6709\u66f4\u591a\u95ee\u9898\uff0c\u6b22\u8fce\u968f\u65f6\u54a8\u8be2\u6211\u4eec\u7684\u7f51\u7ad9\u8d44\u6e90\u3002<\/p>\n

Please indicate the source of any reprint:AU6001.COM \u2013 Australia Chinese Encyclopedia<\/a> \u00bb \u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5f00\u6237\u5168\u653b\u7565\uff1a\u7559\u5b66\u751f\/\u65b0\u79fb\u6c11\u5fc5\u770b\u7684\u4e94\u5927\u94f6\u884c\u9009\u62e9\u6307\u5357<\/a><\/p>","protected":false},"excerpt":{"rendered":"

\u5927\u5bb6\u597d\uff0c\u6211\u662f\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\uff0c\u6700\u8fd1\u6709\u5c0f\u4f19\u4f34\u54a8\u8be2\u6211\u5173\u4e8e\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u5f00\u6237\u7684\u95ee\u9898\uff0c\u73b0\u5728\u6211\u5c06\u76f8\u5173\u95ee\u9898\u8fdb\u884c\u603b\u7ed3\uff0c\u5e0c\u671b\u5bf9\u5404\u4f4d\u60f3\u4e86\u89e3\u7684\u5c0f\u4f19\u4f34\u6709\u6240\u5e2e\u52a9\u3002 \u6fb3\u5927\u5229\u4e9a\u7684\u94f6\u884c\u7cfb\u7edf\u4ee5\u9ad8\u6548\u548c\u5b89\u5168\u8457\u79f0\uff0c\u65e0\u8bba\u662f\u7559\u5b66\u3001\u79fb\u6c11\u8fd8\u662f …<\/p>","protected":false},"author":1,"featured_media":20330,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[766],"tags":[32519,32520,32523,32521,32522],"class_list":["post-20331","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-32519","tag-32520","tag-32523","tag-32521","tag-32522"],"_links":{"self":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts\/20331","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/comments?post=20331"}],"version-history":[{"count":0,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts\/20331\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/media\/20330"}],"wp:attachment":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/media?parent=20331"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/categories?post=20331"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/tags?post=20331"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}