{"id":34587,"date":"2026-06-15T14:43:50","date_gmt":"2026-06-15T04:43:50","guid":{"rendered":"https:\/\/au0061.com\/?p=34587"},"modified":"2026-06-15T14:43:50","modified_gmt":"2026-06-15T04:43:50","slug":"a-complete-guide-to-australian-superannuation-from-eligibility-to-amounts-understand-the-australian-superannuation-system-in-one-article","status":"publish","type":"post","link":"https:\/\/au0061.com\/en\/%e6%be%b3%e6%b4%b2%e5%85%bb%e8%80%81%e9%87%91%e5%8f%91%e6%94%be%e5%85%a8%e6%94%bb%e7%95%a5%ef%bc%9a%e4%bb%8e%e6%9d%a1%e4%bb%b6%e5%88%b0%e9%87%91%e9%a2%9d%ef%bc%8c%e4%b8%80%e6%96%87%e8%af%bb%e6%87%82\/","title":{"rendered":"\u6fb3\u6d32\u517b\u8001\u91d1\u53d1\u653e\u5168\u653b\u7565\uff1a\u4ece\u6761\u4ef6\u5230\u91d1\u989d\uff0c\u4e00\u6587\u8bfb\u61c2\u6fb3\u5927\u5229\u4e9a\u517b\u8001\u91d1\u5236\u5ea6"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/au0061.com\/wp-content\/uploads\/2026\/06\/pexels-tibor-janas-512731642-16693544-2.jpg\" alt=\"\u6fb3\u6d32\u517b\u8001\u91d1\u53d1\u653e\u5168\u653b\u7565\uff1a\u4ece\u6761\u4ef6\u5230\u91d1\u989d\uff0c\u4e00\u6587\u8bfb\u61c2\u6fb3\u5927\u5229\u4e9a\u517b\u8001\u91d1\u5236\u5ea6\" title=\"\"><\/p>\n<p>Hello everyone, I am the assistant of Australian Encyclopedia. Recently, some friends asked me about<b>\u6fb3\u5927\u5229\u4e9a\u5982\u4f55\u53d1\u517b\u8001\u91d1\u5462<\/b>Now I will summarize the relevant issues and hope it will be helpful to those who want to know more.<\/p>\n<p>\u517b\u8001\u91d1\u662f\u6bcf\u4e2a\u5728\u6fb3\u6d32\u751f\u6d3b\u7684\u4eba\u90fd\u4f1a\u5173\u5fc3\u7684\u8bdd\u9898\uff0c\u5c24\u5176\u662f\u5bf9\u4e8e\u6253\u7b97\u79fb\u6c11\u6fb3\u6d32\u3001\u957f\u671f\u5de5\u4f5c\u6216\u7559\u5b66\u540e\u7559\u6fb3\u53d1\u5c55\u7684\u4eba\u6765\u8bf4\uff0c\u4e86\u89e3\u6fb3\u6d32\u517b\u8001\u91d1\u5236\u5ea6\u81f3\u5173\u91cd\u8981\u3002\u6fb3\u5927\u5229\u4e9a\u7684\u517b\u8001\u91d1\u4f53\u7cfb\u5728\u5168\u7403\u540d\u5217\u524d\u8305\uff0c\u4e3b\u8981\u7531\u4e09\u5927\u90e8\u5206\u6784\u6210\uff1a\u653f\u5e9c\u53d1\u653e\u7684\u201c\u8001\u5e74\u91d1\uff08Age Pension\uff09\u201d\u3001\u96c7\u4e3b\u5f3a\u5236\u7f34\u7eb3\u7684\u201c\u517b\u8001\u91d1\uff08Superannuation\uff0c\u7b80\u79f0Super\uff09\u201d\u4ee5\u53ca\u4e2a\u4eba\u81ea\u613f\u50a8\u84c4\u3002\u672c\u6587\u4f1a\u8be6\u7ec6\u62c6\u89e3\u201c\u53d1\u517b\u8001\u91d1\u201d\u7684\u5177\u4f53\u6d41\u7a0b\u3001\u91d1\u989d\u8ba1\u7b97\u3001\u9886\u53d6\u6761\u4ef6\u53ca\u5e38\u89c1\u8bef\u533a\uff0c\u5e2e\u52a9\u4f60\u63d0\u524d\u505a\u597d\u9000\u4f11\u89c4\u5212\u3002<\/p>\n<h2>\u4e00\u3001\u6fb3\u6d32\u517b\u8001\u91d1\u7684\u4e09\u5927\u652f\u67f1<\/h2>\n<p>\u8981\u7406\u89e3\u201c\u5982\u4f55\u53d1\u517b\u8001\u91d1\u201d\uff0c\u9996\u5148\u5f97\u8ba4\u6e05\u6fb3\u6d32\u517b\u8001\u91d1\u4f53\u7cfb\u7684\u4e09\u4e2a\u5c42\u6b21\uff1a<\/p>\n<ul>\n<li><b>\u7b2c\u4e00\u652f\u67f1\uff1a\u653f\u5e9c\u8001\u5e74\u91d1\uff08Age Pension\uff09<\/b> \u2014\u2014 \u8fd9\u662f\u7531\u6fb3\u6d32\u653f\u5e9c\uff08Centrelink\uff09\u6309\u6708\u53d1\u653e\u7ed9\u7b26\u5408\u6761\u4ef6\u7684\u957f\u8005\u7684\u798f\u5229\u91d1\uff0c\u5c5e\u4e8e\u793e\u4f1a\u5b89\u5168\u7f51\uff0c\u65e8\u5728\u4fdd\u969c\u57fa\u672c\u751f\u6d3b\u3002\u9886\u53d6\u5e74\u9f84\u76ee\u524d\u4e3a67\u5c81\uff08\u9010\u6b65\u4ece65\u5c81\u63d0\u9ad8\uff09\uff0c\u4e14\u9700\u8981\u6ee1\u8db3\u5c45\u4f4f\u5e74\u9650\u548c\u6536\u5165\u8d44\u4ea7\u6d4b\u8bd5\u3002<\/li>\n<li><b>\u7b2c\u4e8c\u652f\u67f1\uff1a\u5f3a\u5236\u6027\u517b\u8001\u91d1\uff08Superannuation\uff09<\/b> \u2014\u2014 \u96c7\u4e3b\u5fc5\u987b\u4e3a\u96c7\u5458\u7f34\u7eb3\u7a0e\u524d\u5de5\u8d44\u768411.5%\uff082024-2025\u8d22\u5e74\u6bd4\u4f8b\uff0c\u9010\u5e74\u589e\u81f312%\uff09\uff0c\u5b58\u5165\u5458\u5de5\u6307\u5b9a\u7684\u517b\u8001\u91d1\u57fa\u91d1\u8d26\u6237\u3002\u8fd9\u7b14\u94b1\u5728\u9000\u4f11\u524d\u4e00\u822c\u4e0d\u53ef\u53d6\u51fa\uff0c\u9000\u4f11\u540e\u53ef\u901a\u8fc7\u201c\u517b\u8001\u91d1\u6536\u5165\u6d41\uff08ABP\uff09\u201d\u6216\u4e00\u6b21\u6027\u63d0\u53d6\u7b49\u65b9\u5f0f\u4f7f\u7528\u3002<\/li>\n<li><b>\u7b2c\u4e09\u652f\u67f1\uff1a\u81ea\u613f\u50a8\u84c4<\/b> \u2014\u2014 \u5305\u62ec\u81ea\u613f\u7f34\u7eb3\u989d\u5916Super\u3001\u623f\u4ea7\u6295\u8d44\u3001\u80a1\u7968\u7b49\u4e2a\u4eba\u7406\u8d22\u3002<\/li>\n<\/ul>\n<p>\u6240\u4ee5\uff0c\u201c\u53d1\u517b\u8001\u91d1\u201d\u53ef\u4ee5\u6307\u4e24\u79cd\u4e3b\u8981\u60c5\u51b5\uff1a\u4e00\u662f\u9886\u53d6\u653f\u5e9c\u8001\u5e74\u91d1\uff0c\u4e8c\u662f\u652f\u53d6\u81ea\u5df1\u7684Super\u4f59\u989d\u3002\u4e0b\u9762\u5206\u522b\u8be6\u8ff0\u3002<\/p>\n<h2>\u4e8c\u3001\u653f\u5e9c\u8001\u5e74\u91d1\uff08Age Pension\uff09\u5982\u4f55\u53d1\u653e\uff1f<\/h2>\n<h3>1. \u9886\u53d6\u6761\u4ef6<\/h3>\n<p>\u8981\u83b7\u5f97\u653f\u5e9c\u8001\u5e74\u91d1\uff0c\u60a8\u5fc5\u987b\u6ee1\u8db3\u4ee5\u4e0b\u6761\u4ef6\uff1a<\/p>\n<ul>\n<li><b>Age requirement<\/b>\uff1a\u76ee\u524d\u9700\u5e74\u6ee167\u5c81\uff081957\u5e741\u67081\u65e5\u540e\u51fa\u751f\u7684\u4eba\uff09\u30021957\u5e74\u4ee5\u524d\u51fa\u751f\u8005\u5e74\u9f84\u95e8\u69db\u7565\u4f4e\uff0c\u5177\u4f53\u53ef\u67e5Services Australia\u5b98\u7f51\u3002<\/li>\n<li><b>Residency Requirements<\/b>\uff1a\u5fc5\u987b\u662f\u6fb3\u5927\u5229\u4e9a\u5c45\u6c11\uff08\u5305\u62ec\u6c38\u5c45\u548c\u516c\u6c11\uff09\uff0c\u4e14\u5728\u6fb3\u5c45\u4f4f\u603b\u65f6\u95f4\u81f3\u5c1110\u5e74\uff0c\u5176\u4e2d\u81f3\u5c115\u5e74\u8fde\u7eed\u5c45\u4f4f\uff08\u4e0d\u80fd\u6709\u4e2d\u65ad\u8d85\u8fc75\u5e74\u7684\u60c5\u51b5\uff09\u3002\u6ce8\u610f\uff1a\u90e8\u5206\u56fd\u5bb6\u4e0e\u6fb3\u6d32\u6709\u56fd\u9645\u793e\u4fdd\u534f\u8bae\uff0c\u53ef\u5c06\u6d77\u5916\u5c45\u4f4f\u65f6\u95f4\u8ba1\u5165\u3002<\/li>\n<li><b>\u6536\u5165\u4e0e\u8d44\u4ea7\u6d4b\u8bd5<\/b>\uff1aCentrelink\u4f1a\u8bc4\u4f30\u60a8\u548c\u914d\u5076\u7684\u7a0e\u524d\u6536\u5165\uff08\u5305\u62ec\u5de5\u8d44\u3001\u6295\u8d44\u6536\u76ca\u3001Super\u63d0\u53d6\u7b49\uff09\u4ee5\u53ca\u8d44\u4ea7\uff08\u81ea\u4f4f\u623f\u9664\u5916\uff0c\u4f46\u8d2d\u623f\u4ef7\u503c\u8d85\u8fc7\u9650\u989d\u90e8\u5206\u8ba1\u5165\uff09\u3002\u8d85\u8fc7\u4e00\u5b9a\u95e8\u69db\uff0c\u8001\u5e74\u91d1\u4f1a\u51cf\u5c11\u751a\u81f3\u4e3a\u96f6\u3002\u4f8b\u5982\uff0c\u5355\u8eab\u4eba\u58eb\u8d44\u4ea7\uff08\u4e0d\u542b\u81ea\u4f4f\u623f\uff09\u8d85\u8fc7\u7ea630\u4e07\u6fb3\u5143\uff082024-25\u8d22\u5e74\u6807\u51c6\uff09\uff0c\u8001\u5e74\u91d1\u5c06\u90e8\u5206\u51cf\u5c11\uff1b\u8d85\u8fc7\u7ea668\u4e07\u6fb3\u5143\u5219\u65e0\u8d44\u683c\u3002<\/li>\n<\/ul>\n<h3>2. \u53d1\u653e\u91d1\u989d<\/h3>\n<p>\u653f\u5e9c\u8001\u5e74\u91d1\u6bcf\u4e24\u5468\u53d1\u653e\u4e00\u6b21\uff0c\u91d1\u989d\u968f\u7269\u4ef7\u6307\u6570\u8c03\u6574\u30022024\u5e749\u6708\u6807\u51c6\uff1a\u5355\u8eab\u4eba\u58eb\u6bcf\u4e24\u5468\u6700\u9ad8\u7ea6$1,096.70\uff08\u542b\u80fd\u6e90\u8865\u52a9\uff09\uff1b\u592b\u59bb\uff08\u4e24\u4eba\u5408\u8ba1\uff09\u6bcf\u4e24\u5468\u6700\u9ad8\u7ea6$1,653.40\u3002\u5177\u4f53\u80fd\u62ff\u5230\u591a\u5c11\uff0c\u53d6\u51b3\u4e8e\u6536\u5165\u8d44\u4ea7\u6d4b\u8bd5\u7ed3\u679c\u3002<\/p>\n<h3>3. \u5982\u4f55\u7533\u8bf7<\/h3>\n<p>\u53ef\u901a\u8fc7myGov\u8d26\u6237\u5728\u7ebf\u7533\u8bf7\uff0c\u6216\u81f4\u7535Centrelink\u9884\u7ea6\u3002\u9700\u63d0\u4f9b\u8eab\u4efd\u8bc1\u660e\u3001\u5c45\u4f4f\u8bb0\u5f55\u3001\u6536\u5165\u8d44\u4ea7\u8bc1\u660e\u7b49\u3002\u5efa\u8bae\u63d0\u524d\u7ea68-12\u5468\u7533\u8bf7\uff0c\u56e0\u4e3a\u5ba1\u6838\u9700\u8981\u65f6\u95f4\u3002\u6ce8\u610f\uff1a\u5373\u4f7f\u6709Super\u4f59\u989d\uff0c\u4e5f\u53ef\u80fd\u6709\u8d44\u683c\u9886\u53d6\u90e8\u5206\u8001\u5e74\u91d1\uff0c\u56e0\u4e3a\u8001\u5e74\u91d1\u4e0d\u4e0eSuper\u4f59\u989d\u76f4\u63a5\u6302\u94a9\uff0c\u800c\u662f\u770b\u5f53\u524d\u6536\u5165\u548c\u8d44\u4ea7\u3002<\/p>\n<h2>\u4e09\u3001Super\u517b\u8001\u91d1\u5982\u4f55\u53d1\u653e\uff08\u63d0\u53d6\uff09\uff1f<\/h2>\n<p>Super\u662f\u60a8\u5728\u6fb3\u6d32\u5de5\u4f5c\u65f6\u79ef\u7d2f\u7684\u9000\u4f11\u50a8\u84c4\uff0c\u4f46\u653f\u5e9c\u8001\u5e74\u91d1\u4e0d\u540c\uff0cSuper\u662f\u60a8\u7684\u79c1\u4eba\u8d22\u4ea7\u3002\u63d0\u53d6Super\u9700\u6ee1\u8db3\u201c\u91ca\u653e\u6761\u4ef6\u201d\uff0c\u4e3b\u8981\u6709\u4ee5\u4e0b\u51e0\u79cd\u60c5\u51b5\uff1a<\/p>\n<h3>1. \u8fbe\u5230\u201c\u4fdd\u7559\u5e74\u9f84\u201d\uff08Preservation Age\uff09\u5e76\u9000\u4f11<\/h3>\n<p>\u4fdd\u7559\u5e74\u9f84\u53d6\u51b3\u4e8e\u51fa\u751f\u5e74\u4efd\uff1a1960\u5e747\u67081\u65e5\u524d\u51fa\u751f\u4e3a55\u5c81\uff1b\u4e4b\u540e\u9010\u5e74\u9012\u589e\uff0c1964\u5e747\u67081\u65e5\u540e\u51fa\u751f\u4e3a60\u5c81\u3002\u8fbe\u5230\u4fdd\u7559\u5e74\u9f84\u540e\uff0c\u5982\u679c\u60a8\u6c38\u4e45\u9000\u4f11\uff08\u4e0d\u518d\u5de5\u4f5c\uff09\uff0c\u53ef\u4e00\u6b21\u6027\u63d0\u53d6\u5168\u90e8Super\uff0c\u6216\u9009\u62e9\u5b9a\u671f\u6536\u5165\u6d41\uff08\u5982\u5e74\u91d1\uff09\u3002<\/p>\n<h3>2. \u8fbe\u523065\u5c81\uff08\u5373\u4f7f\u672a\u9000\u4f11\uff09<\/h3>\n<p>\u6ee165\u5c81\u540e\uff0c\u65e0\u8bba\u662f\u5426\u4ecd\u5728\u5de5\u4f5c\uff0c\u90fd\u53ef\u4ee5\u81ea\u7531\u652f\u53d6Super\uff0c\u65e0\u4efb\u4f55\u9650\u5236\u3002<\/p>\n<h3>3. \u8fc7\u6e21\u5230\u9000\u4f11\uff08Transition to Retirement\uff0cTR\uff09<\/h3>\n<p>\u5982\u679c\u4fdd\u7559\u5e74\u9f84\u540e\u4f46\u672a\u5b8c\u5168\u9000\u4f11\uff0c\u4ecd\u5728\u5de5\u4f5c\uff0c\u53ef\u7533\u8bf7\u201c\u6536\u5165\u6d41\u201d\uff08\u4fd7\u79f0TR\u8d26\u6237\uff09\uff0c\u6bcf\u5e74\u53ef\u4eceSuper\u4e2d\u63d0\u53d6\u4e00\u90e8\u5206\uff08\u6700\u9ad8\u4e3a\u8d26\u6237\u4f59\u989d\u768410%\uff09\uff0c\u540c\u65f6\u7ee7\u7eed\u5de5\u4f5c\u3002\u8fd9\u662f\u5f88\u591a\u4e34\u8fd1\u9000\u4f11\u8005\u51cf\u5c11\u5de5\u65f6\u3001\u63d0\u524d\u90e8\u5206\u9886\u53d6\u7684\u7b56\u7565\u3002<\/p>\n<h3>4. \u7279\u6b8a\u60c5\u51b5\u63d0\u524d\u91ca\u653e<\/h3>\n<p>\u5982\u6c38\u4e45\u6027\u6b8b\u75be\u3001\u4e25\u91cd\u75be\u75c5\uff08\u665a\u671f\u75be\u75c5\uff09\u3001\u7ecf\u6d4e\u56f0\u96be\uff08\u5982\u9762\u4e34 foreclosure\uff09\u7b49\uff0c\u53ef\u5411\u6fb3\u6d32\u7a0e\u52a1\u5c40\uff08ATO\uff09\u7533\u8bf7\u63d0\u524d\u91ca\u653e\u90e8\u5206Super\uff0c\u4f46\u5ba1\u6838\u4e25\u683c\u3002<\/p>\n<h3>5. \u5982\u4f55\u652f\u53d6\uff1f<\/h3>\n<p>\u8054\u7cfb\u60a8\u7684Super\u57fa\u91d1\u516c\u53f8\uff0c\u586b\u5199\u91ca\u653e\u7533\u8bf7\u8868\uff0c\u9009\u62e9\u63d0\u53d6\u65b9\u5f0f\uff08\u4e00\u6b21\u6027\u6216\u5206\u671f\uff09\u3002\u5927\u591a\u6570\u57fa\u91d1\u63d0\u4f9b\u5728\u7ebf\u670d\u52a1\u3002\u6ce8\u610f\uff1a\u63d0\u53d6Super\u65f6\u9700\u8003\u8651\u7a0e\u52a1\u95ee\u9898\u2014\u2014\u5982\u679c\u60a8\u572860\u5c81\u4ee5\u540e\u4eceSuper\u4e2d\u63d0\u53d6\u7684\u94b1\uff0c\u901a\u5e38\u514d\u7a0e\uff08\u5982\u679c\u4ece\u201c\u514d\u7a0e\u6536\u5165\u6d41\u201d\u4e2d\u63d0\u53d6\uff09\uff1b60\u5c81\u4ee5\u4e0b\u63d0\u53d6\u53ef\u80fd\u9700\u7f34\u7a0e\uff08\u6700\u9ad822%\uff09\u3002<\/p>\n<h2>IV. Frequently Asked Questions<\/h2>\n<h3>Q1\uff1a\u5982\u679c\u6ca1\u6709\u5de5\u4f5c\uff0c\u8fd8\u80fd\u6709Super\u5417\uff1f<\/h3>\n<p>Super\u4e3b\u8981\u6765\u81ea\u96c7\u4e3b\u7f34\u7eb3\u3002\u5982\u679c\u6ca1\u6709\u5de5\u4f5c\uff0c\u60a8\u81ea\u5df1\u53ef\u4ee5\u81ea\u613f\u7f34\u7eb3\uff08\u5982\u81ea\u96c7\u4eba\u58eb\u6216\u65e0\u4e1a\u8005\uff09\uff0c\u4f46\u653f\u5e9c\u8001\u5e74\u91d1\u4e0d\u53d7\u5f71\u54cd\u3002\u60a8\u4e5f\u53ef\u4ee5\u5c06\u56fd\u5185\u517b\u8001\u91d1\u8f6c\u5165\u6fb3\u6d32Super\uff08\u9700\u7b26\u5408\u89c4\u5219\uff09\u3002<\/p>\n<h3>Q2\uff1a\u62ff\u5230PR\u540e\uff0c\u5982\u4f55\u8ba1\u7b97\u5c45\u4f4f\u5e74\u9650\u6765\u6ee1\u8db3\u8001\u5e74\u91d1\u8981\u6c42\uff1f<\/h3>\n<p>\u4ece\u83b7\u5f97\u6c38\u5c45\u4e4b\u65e5\u8d77\u8ba1\u7b97\u5728\u6fb3\u5c45\u4f4f\u5929\u6570\u3002\u6ce8\u610f\uff1a\u5982\u679c\u60a8\u5728\u62ff\u5230PR\u524d\u5df2\u6301\u6709\u4e34\u65f6\u7b7e\u8bc1\u5728\u6fb3\u5c45\u4f4f\uff0c\u90e8\u5206\u65f6\u95f4\u53ef\u80fd\u4e0d\u7b97\uff0c\u4f46\u6709\u4e9b\u7c7b\u522b\uff08\u5982\u96be\u6c11\uff09\u6709\u7279\u6b8a\u89c4\u5b9a\u3002\u5efa\u8bae\u4fdd\u7559\u51fa\u5165\u5883\u8bb0\u5f55\u3002<\/p>\n<h3>Q3\uff1a\u6211\u6709\u5927\u91cf\u7684Super\u4f59\u989d\uff0c\u8fd8\u80fd\u9886\u653f\u5e9c\u8001\u5e74\u91d1\u5417\uff1f<\/h3>\n<p>\u53ef\u4ee5\u3002\u5373\u4f7fSuper\u4f59\u989d\u5f88\u9ad8\uff0c\u53ea\u8981\u5728\u9000\u4f11\u540e\u672a\u63d0\u53d6\u5e76\u5b58\u5165\u94f6\u884c\u4ea7\u751f\u5927\u91cf\u6295\u8d44\u6536\u76ca\uff0c\u4e14\u6ee1\u8db3\u8d44\u4ea7\u548c\u6536\u5165\u9650\u5236\uff0c\u4ecd\u53ef\u80fd\u83b7\u5f97\u90e8\u5206\u8001\u5e74\u91d1\u3002\u4f46\u4e00\u822c\u800c\u8a00\uff0cSuper\u4f59\u989d\u8d85\u8fc7\u7ea6200\u4e07\u6fb3\u5143\uff08\u5177\u4f53\u6309\u8d44\u4ea7\u6d4b\u8bd5\u516c\u5f0f\uff09\u4f1a\u4f7f\u8001\u5e74\u91d1\u964d\u4e3a\u96f6\u3002\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u9009\u62e9\u5c06\u90e8\u5206Super\u8f6c\u4e3a\u56fa\u5b9a\u6536\u5165\u6d41\u6765\u4f18\u5316\u8d44\u4ea7\u6d4b\u8bd5\u3002<\/p>\n<h3>Q4\uff1a\u6d77\u5916\u79fb\u6c11\u9000\u4f11\u540e\uff0c\u5982\u679c\u56de\u56fd\u5c45\u4f4f\uff0c\u8fd8\u80fd\u9886\u6fb3\u6d32\u517b\u8001\u91d1\u5417\uff1f<\/h3>\n<p>\u653f\u5e9c\u8001\u5e74\u91d1\u901a\u5e38\u8981\u6c42\u60a8\u5728\u6fb3\u5c45\u4f4f\uff0c\u5982\u679c\u957f\u671f\u79bb\u5883\uff08\u8d85\u8fc76\u5468\uff09\uff0c\u91d1\u989d\u4f1a\u51cf\u5c11\uff0c\u4e14\u79bb\u5883\u8d85\u8fc726\u5468\u53ef\u80fd\u505c\u53d1\u3002\u4f46\u5982\u679c\u60a8\u4e0e\u6fb3\u6d32\u6709\u53cc\u8fb9\u793e\u4fdd\u534f\u8bae\u7684\u56fd\u5bb6\uff08\u5982\u7f8e\u56fd\u3001\u82f1\u56fd\u3001\u65b0\u897f\u5170\u7b49\uff09\u5c45\u4f4f\uff0c\u53ef\u80fd\u901a\u8fc7\u534f\u8bae\u7ee7\u7eed\u9886\u53d6\u3002\u800cSuper\u5219\u4e0d\u53d7\u9650\u5236\uff0c\u79bb\u5883\u540e\u4e5f\u53ef\u968f\u65f6\u63d0\u53d6\uff08\u4f46\u9700\u6ce8\u610f\u7a0e\u52a1\u8eab\u4efd\u53d8\u66f4\uff09\u3002<\/p>\n<h3>Q5\uff1a\u5982\u4f55\u89c4\u5212\u624d\u80fd\u6700\u5927\u5316\u517b\u8001\u91d1\u6536\u76ca\uff1f<\/h3>\n<p>\u5efa\u8bae\u54a8\u8be2\u4e13\u4e1a\u7406\u8d22\u5e08\u3002\u5e38\u89c1\u7b56\u7565\u5305\u62ec\uff1a\u5e74\u8f7b\u65f6\u5229\u7528\u201c\u85aa\u8d44\u727a\u7272\uff08Salary Sacrifice\uff09\u201d\u589e\u52a0Super\u4f59\u989d\uff1b\u5145\u5206\u5229\u7528\u6bcf\u5e74\u53ef\u81ea\u613f\u7f34\u7eb3\u7684\u989d\u5ea6\uff08\u76ee\u524d\u4e3a$30,000\uff0c\u82e5\u4f59\u989d\u4f4e\u4e8e$500,000\u53ef\u989d\u5916\u4f7f\u7528\u201c\u672a\u4f7f\u7528\u989d\u5ea6\u201d\uff09\uff1b\u9000\u4f11\u524d\u8c03\u6574\u8d44\u4ea7\u7ed3\u6784\uff0c\u5982\u5c06\u90e8\u5206\u6295\u8d44\u8f6c\u5165Super\u8d26\u6237\u4ee5\u964d\u4f4e\u8d44\u4ea7\u6d4b\u8bd5\u5f71\u54cd\uff1b\u8003\u8651\u4e0e\u914d\u5076\u5206\u5272Super\u4f59\u989d\u7b49\u3002<\/p>\n<h2>\u4e94\u3001\u603b\u7ed3\u4e0e\u63d0\u9192<\/h2>\n<p>\u603b\u7684\u6765\u8bf4\uff0c\u6fb3\u5927\u5229\u4e9a\u5982\u4f55\u53d1\u517b\u8001\u91d1\uff0c\u6838\u5fc3\u9700\u8981\u7406\u89e3\u4e24\u5957\u4f53\u7cfb\uff1a\u4e00\u662fCentrelink\u53d1\u653e\u7684\u8001\u5e74\u91d1\uff0c\u4e8c\u662f\u81ea\u5df1\u7684Super\u8d26\u6237\u652f\u53d6\u3002\u7533\u8bf7\u8001\u5e74\u91d1\u9700\u63d0\u524d\u89c4\u5212\u5c45\u4f4f\u5e74\u9650\u548c\u8d44\u4ea7\u7ed3\u6784\uff0c\u800cSuper\u5219\u9700\u5173\u6ce8\u9000\u4f11\u5e74\u9f84\u548c\u63d0\u53d6\u7a0e\u52a1\u95ee\u9898\u3002\u5efa\u8bae\u60a8\u5728\u8ddd\u79bb\u9000\u4f11\u524d3-5\u5e74\u5c31\u5f00\u59cb\u68b3\u7406\u81ea\u5df1\u7684\u8d22\u52a1\u72b6\u51b5\uff0c\u4f7f\u7528ATO\u7684\u201c\u517b\u8001\u91d1\u878d\u8ba1\u7b97\u5668\u201d\u6216\u9884\u7ea6Centrelink\u7684\u8d22\u52a1\u4fe1\u606f\u670d\u52a1\u3002\u5343\u4e07\u4e0d\u8981\u7b49\u5230\u7533\u8bf7\u65f6\u624d\u624b\u5fd9\u811a\u4e71\uff0c\u6bd5\u7adf\u8fd9\u5173\u4e4e\u60a8\u540e\u534a\u751f\u7684\u751f\u6d3b\u8d28\u91cf\u3002<\/p>\n<p>Thank you for your reading. I hope this article can help you understand<b>\u6fb3\u5927\u5229\u4e9a\u5982\u4f55\u53d1\u517b\u8001\u91d1\u5462<\/b>\uff0c\u5982\u679c\u8fd8\u6709\u4e2a\u522b\u7ec6\u8282\u4e0d\u786e\u5b9a\uff0c\u6b22\u8fce\u7559\u8a00\u6216\u79c1\u4fe1\u3002\u4e0b\u4e00\u7bc7\u6211\u4eec\u5c06\u804a\u804a\u6fb3\u6d32\u5b50\u5973\u6559\u80b2\u91d1\u89c4\u5212\uff0c\u656c\u8bf7\u671f\u5f85\uff01<\/p>\n<p>Please indicate the source of any reprint:<a href=\"https:\/\/au0061.com\/en\">AU6001.COM \u2013 Australia Chinese Encyclopedia<\/a> \u00bb <a href=\"https:\/\/au0061.com\/en\/%e6%be%b3%e6%b4%b2%e5%85%bb%e8%80%81%e9%87%91%e5%8f%91%e6%94%be%e5%85%a8%e6%94%bb%e7%95%a5%ef%bc%9a%e4%bb%8e%e6%9d%a1%e4%bb%b6%e5%88%b0%e9%87%91%e9%a2%9d%ef%bc%8c%e4%b8%80%e6%96%87%e8%af%bb%e6%87%82\/\">\u6fb3\u6d32\u517b\u8001\u91d1\u53d1\u653e\u5168\u653b\u7565\uff1a\u4ece\u6761\u4ef6\u5230\u91d1\u989d\uff0c\u4e00\u6587\u8bfb\u61c2\u6fb3\u5927\u5229\u4e9a\u517b\u8001\u91d1\u5236\u5ea6<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u5927\u5bb6\u597d\uff0c\u6211\u662f\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\uff0c\u6700\u8fd1\u6709\u5c0f\u4f19\u4f34\u54a8\u8be2\u6211\u5173\u4e8e\u6fb3\u5927\u5229\u4e9a\u5982\u4f55\u53d1\u517b\u8001\u91d1\u5462\u7684\u95ee\u9898\uff0c\u73b0\u5728\u6211\u5c06\u76f8\u5173\u95ee\u9898\u8fdb\u884c\u603b\u7ed3\uff0c\u5e0c\u671b\u5bf9\u5404\u4f4d\u60f3\u4e86\u89e3\u7684\u5c0f\u4f19\u4f34\u6709\u6240\u5e2e\u52a9\u3002 \u517b\u8001\u91d1\u662f\u6bcf\u4e2a\u5728\u6fb3\u6d32\u751f\u6d3b\u7684\u4eba\u90fd\u4f1a\u5173\u5fc3\u7684\u8bdd\u9898\uff0c\u5c24\u5176\u662f\u5bf9 &hellip;<\/p>","protected":false},"author":1,"featured_media":34586,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[766],"tags":[52756,66,52757,30898,52758],"class_list":["post-34587","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-52756","tag-66","tag-super","tag-30898","tag-52758"],"_links":{"self":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts\/34587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/comments?post=34587"}],"version-history":[{"count":0,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/posts\/34587\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/media\/34586"}],"wp:attachment":[{"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/media?parent=34587"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/categories?post=34587"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/au0061.com\/en\/wp-json\/wp\/v2\/tags?post=34587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}