{"id":1385,"date":"2025-02-01T03:34:03","date_gmt":"2025-01-31T17:34:03","guid":{"rendered":"https:\/\/www.au0061.com\/zh_cn\/?p=1385"},"modified":"2025-02-01T03:34:03","modified_gmt":"2025-01-31T17:34:03","slug":"%e6%be%b3%e6%b4%b2%e9%80%80%e4%bc%91%e9%87%91%e5%88%b6%e5%ba%a6%e5%85%a8%e8%a7%a3%e6%9e%90%ef%bc%9a%e5%b8%b8%e8%a6%8b%e5%95%8f%e9%a1%8c%e8%88%87%e5%af%a6%e7%94%a8%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/au0061.com\/zh\/%e6%be%b3%e5%a4%a7%e5%88%a9%e4%ba%9a%e9%80%80%e4%bc%91%e9%87%91%e5%88%b6%e5%ba%a6%e5%85%a8%e8%a7%a3%e6%9e%90%ef%bc%9a%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%e4%b8%8e%e5%ae%9e%e7%94%a8%e6%8c%87%e5%8d%97\/","title":{"rendered":"\u6fb3\u6d32\u9000\u4f11\u91d1\u5236\u5ea6\u5168\u89e3\u6790\uff1a\u5e38\u898b\u554f\u984c\u8207\u5be6\u7528\u6307\u5357"},"content":{"rendered":"

\u6fb3\u5927\u5229\u4e9a\u7684\u9000\u4f11\u91d1\u5236\u5ea6\u662f\u5168\u7403\u516c\u8ba4\u7684\u8f83\u4e3a\u5b8c\u5584\u548c\u6210\u719f\u7684\u517b\u8001\u4fdd\u969c\u4f53\u7cfb\u4e4b\u4e00\u3002\u5b83\u65e8\u5728\u4e3a\u6fb3\u5927\u5229\u4e9a\u5c45\u6c11\u63d0\u4f9b\u9000\u4f11\u540e\u7684\u7ecf\u6d4e\u652f\u6301\uff0c\u786e\u4fdd\u4ed6\u4eec\u5728\u9000\u4f11\u540e\u80fd\u591f\u7ef4\u6301\u57fa\u672c\u7684\u751f\u6d3b\u6c34\u5e73\u3002\u672c\u6587\u5c06\u6df1\u5165\u63a2\u8ba8\u6fb3\u5927\u5229\u4e9a\u9000\u4f11\u91d1\u5236\u5ea6\u7684\u6838\u5fc3\u5185\u5bb9\uff0c\u5e76\u9488\u5bf9\u5e38\u89c1\u95ee\u9898\u8fdb\u884c\u8be6\u7ec6\u89e3\u7b54\uff0c\u5e2e\u52a9\u8bfb\u8005\u66f4\u597d\u5730\u7406\u89e3\u548c\u5229\u7528\u8fd9\u4e00\u5236\u5ea6\u3002<\/p>\n

\u6fb3\u5927\u5229\u4e9a\u9000\u4f11\u91d1\u5236\u5ea6\u7684\u57fa\u672c\u6846\u67b6<\/h2>\n

\u6fb3\u5927\u5229\u4e9a\u7684\u9000\u4f11\u91d1\u5236\u5ea6\u4e3b\u8981\u7531\u4e09\u90e8\u5206\u7ec4\u6210\uff1a\u5f3a\u5236\u6027\u9000\u4f11\u91d1\uff08Superannuation Guarantee\uff09\u3001\u81ea\u613f\u6027\u9000\u4f11\u91d1\uff08Voluntary Superannuation Contributions\uff09\u4ee5\u53ca\u653f\u5e9c\u517b\u8001\u91d1\uff08Age Pension\uff09\u3002\u5f3a\u5236\u6027\u9000\u4f11\u91d1\u662f\u7531\u96c7\u4e3b\u4e3a\u5458\u5de5\u7f34\u7eb3\u7684\uff0c\u76ee\u524d\u7684\u6bd4\u4f8b\u4e3a\u5458\u5de5\u5de5\u8d44\u768410.5%\uff0c\u5e76\u8ba1\u5212\u5728\u672a\u6765\u51e0\u5e74\u9010\u6b65\u589e\u52a0\u81f312%\u3002\u81ea\u613f\u6027\u9000\u4f11\u91d1\u5219\u5141\u8bb8\u4e2a\u4eba\u6839\u636e\u81ea\u5df1\u7684\u8d22\u52a1\u72b6\u51b5\uff0c\u989d\u5916\u7f34\u7eb3\u9000\u4f11\u91d1\u4ee5\u589e\u52a0\u9000\u4f11\u540e\u7684\u6536\u5165\u3002\u653f\u5e9c\u517b\u8001\u91d1\u5219\u662f\u4e3a\u90a3\u4e9b\u9000\u4f11\u91d1\u4e0d\u8db3\u4ee5\u7ef4\u6301\u57fa\u672c\u751f\u6d3b\u7684\u4eba\u63d0\u4f9b\u7684\u8865\u5145\u6027\u798f\u5229\u3002<\/p>\n

\u5e38\u89c1\u95ee\u9898\u4e00\uff1a\u5982\u4f55\u9009\u62e9\u9000\u4f11\u91d1\u57fa\u91d1\uff1f<\/h2>\n

\u9009\u62e9\u9000\u4f11\u91d1\u57fa\u91d1\u662f\u9000\u4f11\u91d1\u7ba1\u7406\u4e2d\u7684\u91cd\u8981\u4e00\u73af\u3002\u6fb3\u5927\u5229\u4e9a\u6709\u4f17\u591a\u7684\u9000\u4f11\u91d1\u57fa\u91d1\u53ef\u4f9b\u9009\u62e9\uff0c\u5305\u62ec\u884c\u4e1a\u57fa\u91d1\u3001\u96f6\u552e\u57fa\u91d1\u3001\u516c\u53f8\u57fa\u91d1\u548c\u81ea\u7ba1\u9000\u4f11\u91d1\u57fa\u91d1\uff08SMSF\uff09\u3002\u9009\u62e9\u65f6\uff0c\u5e94\u8003\u8651\u57fa\u91d1\u7684\u8d39\u7528\u7ed3\u6784\u3001\u6295\u8d44\u9009\u9879\u3001\u5386\u53f2\u8868\u73b0\u4ee5\u53ca\u670d\u52a1\u8d28\u91cf\u3002\u5efa\u8bae\u5728\u9009\u62e9\u524d\u8fdb\u884c\u5145\u5206\u7684\u6bd4\u8f83\u548c\u7814\u7a76\uff0c\u5fc5\u8981\u65f6\u53ef\u4ee5\u54a8\u8be2\u8d22\u52a1\u987e\u95ee\u3002<\/p>\n

\u5e38\u89c1\u95ee\u9898\u4e8c\uff1a\u9000\u4f11\u91d1\u53ef\u4ee5\u63d0\u524d\u63d0\u53d6\u5417\uff1f<\/h2>\n

\u5728\u6fb3\u5927\u5229\u4e9a\uff0c\u9000\u4f11\u91d1\u901a\u5e38\u53ea\u80fd\u5728\u8fbe\u5230\u6cd5\u5b9a\u9000\u4f11\u5e74\u9f84\uff08\u76ee\u524d\u4e3a60\u5c81\uff09\u540e\u624d\u80fd\u63d0\u53d6\u3002\u7136\u800c\uff0c\u5728\u67d0\u4e9b\u7279\u6b8a\u60c5\u51b5\u4e0b\uff0c\u5982\u4e25\u91cd\u7ecf\u6d4e\u56f0\u96be\u6216\u7279\u5b9a\u533b\u7597\u6761\u4ef6\uff0c\u53ef\u80fd\u5141\u8bb8\u63d0\u524d\u63d0\u53d6\u9000\u4f11\u91d1\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u63d0\u524d\u63d0\u53d6\u53ef\u80fd\u4f1a\u6d89\u53ca\u7a0e\u52a1\u95ee\u9898\uff0c\u56e0\u6b64\u5728\u505a\u51fa\u51b3\u5b9a\u524d\u5e94\u8be6\u7ec6\u4e86\u89e3\u76f8\u5173\u89c4\u5b9a\u548c\u53ef\u80fd\u4ea7\u751f\u7684\u7a0e\u52a1\u5f71\u54cd\u3002<\/p>\n

\u5e38\u89c1\u95ee\u9898\u4e09\uff1a\u9000\u4f11\u91d1\u6295\u8d44\u6709\u54ea\u4e9b\u9009\u62e9\uff1f<\/h2>\n

\u9000\u4f11\u91d1\u6295\u8d44\u662f\u589e\u52a0\u9000\u4f11\u540e\u6536\u5165\u7684\u91cd\u8981\u624b\u6bb5\u3002\u6fb3\u5927\u5229\u4e9a\u7684\u9000\u4f11\u91d1\u57fa\u91d1\u901a\u5e38\u63d0\u4f9b\u591a\u79cd\u6295\u8d44\u9009\u9879\uff0c\u5305\u62ec\u80a1\u7968\u3001\u503a\u5238\u3001\u623f\u5730\u4ea7\u548c\u73b0\u91d1\u7b49\u3002\u6295\u8d44\u8005\u5e94\u6839\u636e\u81ea\u5df1\u7684\u98ce\u9669\u627f\u53d7\u80fd\u529b\u3001\u6295\u8d44\u76ee\u6807\u548c\u6295\u8d44\u671f\u9650\u6765\u9009\u62e9\u5408\u9002\u7684\u6295\u8d44\u7ec4\u5408\u3002\u6b64\u5916\uff0c\u5b9a\u671f\u5ba1\u89c6\u548c\u8c03\u6574\u6295\u8d44\u7ec4\u5408\u4e5f\u662f\u786e\u4fdd\u6295\u8d44\u6548\u679c\u7684\u5173\u952e\u3002<\/p>\n

\u5e38\u89c1\u95ee\u9898\u56db\uff1a\u9000\u4f11\u91d1\u7684\u7a0e\u52a1\u5904\u7406\u662f\u600e\u6837\u7684\uff1f<\/h2>\n

\u9000\u4f11\u91d1\u7684\u7a0e\u52a1\u5904\u7406\u76f8\u5bf9\u590d\u6742\uff0c\u6d89\u53ca\u7f34\u7eb3\u9636\u6bb5\u7684\u7a0e\u52a1\u4f18\u60e0\u3001\u6295\u8d44\u9636\u6bb5\u7684\u7a0e\u52a1\u5904\u7406\u4ee5\u53ca\u63d0\u53d6\u9636\u6bb5\u7684\u7a0e\u52a1\u5f71\u54cd\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u9000\u4f11\u91d1\u7f34\u7eb3\u9636\u6bb5\u4eab\u6709\u7a0e\u52a1\u4f18\u60e0\uff0c\u6295\u8d44\u9636\u6bb5\u7684\u6536\u76ca\u4e5f\u4eab\u6709\u8f83\u4f4e\u7684\u7a0e\u7387\uff0c\u4f46\u5728\u63d0\u53d6\u9636\u6bb5\u53ef\u80fd\u9700\u8981\u7f34\u7eb3\u4e00\u5b9a\u7684\u7a0e\u6b3e\u3002\u4e86\u89e3\u8fd9\u4e9b\u7a0e\u52a1\u89c4\u5b9a\uff0c\u53ef\u4ee5\u5e2e\u52a9\u4e2a\u4eba\u66f4\u6709\u6548\u5730\u89c4\u5212\u9000\u4f11\u91d1\u3002<\/p>\n

\u603b\u7ed3<\/h2>\n

\u6fb3\u5927\u5229\u4e9a\u7684\u9000\u4f11\u91d1\u5236\u5ea6\u4e3a\u5c45\u6c11\u63d0\u4f9b\u4e86\u575a\u5b9e\u7684\u9000\u4f11\u4fdd\u969c\u3002\u901a\u8fc7\u5408\u7406\u9009\u62e9\u9000\u4f11\u91d1\u57fa\u91d1\u3001\u4e86\u89e3\u9000\u4f11\u91d1\u63d0\u53d6\u548c\u6295\u8d44\u7684\u76f8\u5173\u89c4\u5b9a\uff0c\u4ee5\u53ca\u59a5\u5584\u5904\u7406\u9000\u4f11\u91d1\u7684\u7a0e\u52a1\u95ee\u9898\uff0c\u53ef\u4ee5\u6700\u5927\u5316\u9000\u4f11\u91d1\u7684\u4ef7\u503c\uff0c\u786e\u4fdd\u9000\u4f11\u540e\u7684\u751f\u6d3b\u8d28\u91cf\u3002\u5982\u679c\u60a8\u5bf9\u6fb3\u5927\u5229\u4e9a\u9000\u4f11\u91d1\u5236\u5ea6\u8fd8\u6709\u66f4\u591a\u7591\u95ee\uff0c\u6b22\u8fce\u626b\u63cf\u4e0b\u65b9\u4e8c\u7ef4\u7801\uff0c\u8054\u7cfb\u6211\u4eec\u7684\u5ba2\u670d\u8fdb\u884c\u54a8\u8be2\u3002<\/p>\n

\u8bf7\u626b\u63cf\u4e0b\u65b9\u4e8c\u7ef4\u7801\uff0c\u8054\u7cfb\u5ba2\u670d\u83b7\u53d6\u66f4\u591a\u4fe1\u606f\uff1a<\/p>\n

[\u4e8c\u7ef4\u7801\u56fe\u7247]<\/p>\n","protected":false},"excerpt":{"rendered":"

\u6fb3\u6d32\u7684\u9000\u4f11\u91d1\u5236\u5ea6\u662f\u5168\u7403\u516c\u8a8d\u7684\u8f03\u70ba\u5b8c\u5584\u548c\u6210\u719f\u7684\u990a\u8001\u4fdd\u969c\u9ad4\u7cfb\u4e4b\u4e00\u3002\u5b83\u65e8\u5728\u70ba\u6fb3\u6d32\u5c45\u6c11\u63d0\u4f9b\u9000\u4f11\u5f8c\u7684\u7d93\u6fdf\u652f\u6301\uff0c\u78ba\u4fdd\u4ed6\u5011\u5728\u9000\u4f11\u5f8c\u80fd\u5920\u7dad\u6301\u57fa\u672c\u7684\u751f\u6d3b\u6c34\u5e73\u3002\u672c\u6587\u5c07\u6df1\u5165\u63a2\u8a0e\u6fb3\u6d32\u9000\u4f11\u91d1\u5236\u5ea6\u7684\u6838\u5fc3\u5167\u5bb9\u2026<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_oxygen_hide_in_design_set":false,"_oxygen_tags":""},"categories":[766],"tags":[1041],"class_list":["post-1385","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-1041"],"_links":{"self":[{"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/posts\/1385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/comments?post=1385"}],"version-history":[{"count":0,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/posts\/1385\/revisions"}],"wp:attachment":[{"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/media?parent=1385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/categories?post=1385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/tags?post=1385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}