{"id":19803,"date":"2025-10-14T08:49:13","date_gmt":"2025-10-13T22:49:13","guid":{"rendered":"https:\/\/au0061.com\/?p=19803"},"modified":"2025-10-14T08:49:13","modified_gmt":"2025-10-13T22:49:13","slug":"%e6%be%b3%e5%a4%a7%e5%88%a9%e4%ba%9a%e5%a4%96%e6%b1%87%e8%bd%ac%e8%b4%a6%e5%88%b0%e8%b4%a6%e6%97%b6%e9%97%b4%e5%85%a8%e8%a7%a3%e6%9e%90%ef%bc%9a%e5%ae%9e%e6%97%b6%e8%bd%ac%e8%b4%a6%e4%b8%8e%e6%99%ae","status":"publish","type":"post","link":"https:\/\/au0061.com\/zh\/%e6%be%b3%e5%a4%a7%e5%88%a9%e4%ba%9a%e5%a4%96%e6%b1%87%e8%bd%ac%e8%b4%a6%e5%88%b0%e8%b4%a6%e6%97%b6%e9%97%b4%e5%85%a8%e8%a7%a3%e6%9e%90%ef%bc%9a%e5%ae%9e%e6%97%b6%e8%bd%ac%e8%b4%a6%e4%b8%8e%e6%99%ae\/","title":{"rendered":"\u6fb3\u5927\u5229\u4e9a\u5916\u6c47\u8f6c\u8d26\u5230\u8d26\u65f6\u95f4\u5168\u89e3\u6790\uff1a\u5b9e\u65f6\u8f6c\u8d26\u4e0e\u666e\u901a\u8f6c\u8d26\u5dee\u5f02\u5bf9\u6bd4"},"content":{"rendered":"

\"\u6fb3\u5927\u5229\u4e9a\u5916\u6c47\u8f6c\u8d26\u5230\u8d26\u65f6\u95f4\u5168\u89e3\u6790\uff1a\u5b9e\u65f6\u8f6c\u8d26\u4e0e\u666e\u901a\u8f6c\u8d26\u5dee\u5f02\u5bf9\u6bd4\"<\/p>\n

\u5927\u5bb6\u597d\uff0c\u6211\u662f\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\uff0c\u6700\u8fd1\u6709\u5c0f\u5925\u4f34\u8aee\u8a62\u6211\u95dc\u65bc\u6fb3\u5927\u5229\u4e9a\u5916\u6c47\u8f6c\u8d26\u5230\u8d26\u65f6\u95f4<\/b>\u7684\u554f\u984c\uff0c\u73fe\u5728\u6211\u5c07\u76f8\u95dc\u554f\u984c\u7e3d\u7d50\uff0c\u5e0c\u671b\u5c0d\u5404\u4f4d\u60f3\u4e86\u89e3\u7684\u5c0f\u5925\u4f34\u6709\u6240\u5e6b\u52a9\u3002<\/p>\n

\u968f\u7740\u4e2d\u6fb3\u7ecf\u6d4e\u5f80\u6765\u65e5\u76ca\u5bc6\u5207\uff0c\u5916\u6c47\u8f6c\u8d26\u5df2\u6210\u4e3a\u7559\u5b66\u751f\u3001\u79fb\u6c11\u548c\u5546\u4e1a\u4eba\u58eb\u7684\u65e5\u5e38\u9700\u6c42\u3002\u6839\u636e\u6fb3\u5927\u5229\u4e9a\u5ba1\u614e\u76d1\u7ba1\u5c40\u6570\u636e\uff0c2023\u5e74\u6fb3\u6d32\u8de8\u5883\u6c47\u6b3e\u603b\u989d\u7a81\u7834800\u4ebf\u6fb3\u5143\uff0c\u5176\u4e2d\u4e2a\u4eba\u6c47\u6b3e\u5360\u6bd4\u663e\u8457\u589e\u957f\u3002\u672c\u6587\u5c06\u7ed3\u5408\u94f6\u884c\u653f\u7b56\u3001\u8f6c\u8d26\u65b9\u5f0f\u4e0e\u5b9e\u64cd\u6848\u4f8b\uff0c\u4e3a\u60a8\u8be6\u7ec6\u89e3\u6790\u5f71\u54cd\u5916\u6c47\u8f6c\u8d26\u65f6\u6548\u7684\u5173\u952e\u56e0\u7d20\u3002<\/p>\n

\u4e00\u3001\u5916\u6c47\u8f6c\u8d26\u7684\u6838\u5fc3\u65f6\u95f4\u8282\u70b9<\/h2>\n

1. \u540c\u884c\u8f6c\u8d26\u4e0e\u8de8\u884c\u8f6c\u8d26\u5dee\u5f02<\/b>
\n\u5728\u6fb3\u6d32\u5883\u5185\u8fdb\u884c\u5916\u6c47\u8f6c\u8d26\uff0c\u540c\u884c\u8d26\u6237\u95f4\u64cd\u4f5c\u901a\u5e38\u53ef\u5b9e\u73b0\u5f53\u65e5\u5230\u8d26\uff0c\u4f8b\u5982Commonwealth\u94f6\u884c\u5411NAB\u8d26\u6237\u8f6c\u8d26\u3002\u800c\u6d89\u53ca\u8de8\u5883\u6c47\u6b3e\u65f6\uff0c\u5230\u8d26\u65f6\u95f4\u5c06\u5ef6\u957f\u81f31-3\u4e2a\u5de5\u4f5c\u65e5\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u6536\u6b3e\u56fd\u5bb6\/\u5730\u533a\u7684\u6e05\u7b97\u7cfb\u7edf\u6548\u7387\u3002<\/p>\n

2. \u4e0d\u540c\u5e01\u79cd\u7684\u6e05\u7b97\u8def\u5f84<\/b>
\n\u6fb3\u5143\u8de8\u5883\u6c47\u6b3e\u4e3b\u8981\u901a\u8fc7\u6fb3\u5927\u5229\u4e9a\u7684RITS\u7cfb\u7edf\u5904\u7406\uff0c\u7f8e\u5143\u5219\u4f9d\u8d56\u7f8e\u56fd\u7684CHIPS\u7cfb\u7edf\u3002\u4ee5\u4e2d\u6fb3\u6c47\u6b3e\u4e3a\u4f8b\uff1a
\n- \u6fb3\u5143\u2192\u4eba\u6c11\u5e01\uff1a\u9700\u7ecf\u8fc7\u6fb3\u6d32RITS\u2192\u4e2d\u56fdCNAPS\u7cfb\u7edf\uff0c\u6b63\u5e38\u8017\u65f62\u4e2a\u5de5\u4f5c\u65e5
\n- \u7f8e\u5143\u2192\u4eba\u6c11\u5e01\uff1a\u901a\u8fc7CHIPS\u2192CNAPS\u8f6c\u6362\uff0c\u53ef\u80fd\u589e\u52a01\u4e2a\u5de5\u4f5c\u65e5\u4e2d\u8f6c\u65f6\u95f4<\/p>\n

\u4e8c\u3001\u4e3b\u6d41\u8f6c\u8d26\u65b9\u5f0f\u65f6\u6548\u5bf9\u6bd4<\/h2>\n

1. \u94f6\u884c\u7535\u6c47\uff08Telegraphic Transfer\uff09<\/b>
\n\u4f5c\u4e3a\u6700\u4f20\u7edf\u7684\u8de8\u5883\u6c47\u6b3e\u65b9\u5f0f\uff0c\u94f6\u884c\u7535\u6c47\u63d0\u4f9b\u5b89\u5168\u53ef\u9760\u7684\u8f6c\u8d26\u670d\u52a1\uff1a
\n- \u6807\u51c6\u670d\u52a1
\n- \u52a0\u6025\u670d\u52a1
\n*\u6ce8\u610f\uff1a\u82e5\u9047\u5468\u672b\u6216\u6fb3\u6d32\u516c\u5171\u5047\u65e5\uff08\u5982\u6fb3\u65b0\u519b\u56e2\u65e5\uff09\uff0c\u65f6\u6548\u5c06\u81ea\u52a8\u987a\u5ef6<\/b><\/b><\/p>\n

2. \u7b2c\u4e09\u65b9\u652f\u4ed8\u5e73\u53f0<\/b>
\n\u968f\u7740\u91d1\u878d\u79d1\u6280\u53d1\u5c55\uff0cTransferWise\uff08\u73b0Wise\uff09\u3001PayPal\u7b49\u5e73\u53f0\u63d0\u4f9b\u66f4\u5feb\u6377\u670d\u52a1\uff1a
\n- Wise\uff1a\u91c7\u7528\u4e2d\u95f4\u6c47\u7387\uff0c90%\u6c47\u6b3e\u572824\u5c0f\u65f6\u5185\u5230\u8d26
\n- PayPal\uff1a\u5373\u65f6\u5230\u8d26\u4f46\u6c47\u7387\u52a0\u6210\u8f83\u9ad8\uff0c\u9002\u5408\u5c0f\u989d\u7d27\u6025\u6c47\u6b3e
\n- \u94f6\u8054\u56fd\u9645\uff1a\u4e2d\u6fb3\u95f4\u4eba\u6c11\u5e01\u6c47\u6b3e\u53ef\u5b9e\u73b0T+1\u5230\u8d26<\/p>\n

\u4e09\u3001\u5f71\u54cd\u8f6c\u8d26\u65f6\u6548\u76845\u5927\u5173\u952e\u56e0\u7d20<\/h2>\n

1. \u53cd\u6d17\u94b1\u5ba1\u67e5\u6d41\u7a0b<\/b>
\n\u6839\u636e\u6fb3\u5927\u5229\u4e9a\u4ea4\u6613\u62a5\u544a\u548c\u5206\u6790\u4e2d\u5fc3\u8981\u6c42\uff0c\u5355\u7b14\u8d85\u8fc71\u4e07\u6fb3\u5143\u7684\u8f6c\u8d26\u5c06\u89e6\u53d1\u5408\u89c4\u5ba1\u67e5\uff0c\u53ef\u80fd\u589e\u52a00.5-1\u4e2a\u5de5\u4f5c\u65e5\u5904\u7406\u65f6\u95f4\u3002\u5efa\u8bae\u63d0\u524d\u51c6\u5907\u8d44\u91d1\u6765\u6e90\u8bc1\u660e\uff0c\u5982\u5de5\u8d44\u5355\u6216\u7eb3\u7a0e\u8bb0\u5f55\u3002<\/p>\n

2. \u65f6\u533a\u4e0e\u622a\u5355\u65f6\u95f4<\/b>
\n\u6fb3\u6d32\u4e1c\u90e8\u65f6\u95f4\u4e0b\u53483\u70b9\u524d\u63d0\u4ea4\u7684\u6c47\u6b3e\u7533\u8bf7\u53ef\u5f53\u65e5\u5904\u7406\uff0c\u8d85\u8fc7\u6b64\u65f6\u9650\u5c06\u987a\u5ef6\u81f3\u4e0b\u4e00\u5de5\u4f5c\u65e5\u3002\u7279\u522b\u6ce8\u610f\u897f\u6fb3\u4e0e\u4e1c\u6fb3\u67092\u5c0f\u65f6\u65f6\u5dee\uff0c\u73c0\u65af\u5730\u533a\u7684\u622a\u6b62\u65f6\u95f4\u76f8\u5e94\u63d0\u524d\u3002<\/p>\n

3. \u4e2d\u8f6c\u884c\u6570\u91cf<\/b>
\n\u590d\u6742\u7684\u6c47\u6b3e\u8def\u5f84\u53ef\u80fd\u7ecf\u8fc72-3\u5bb6\u4e2d\u8f6c\u884c\uff0c\u6bcf\u589e\u52a0\u4e00\u4e2a\u4e2d\u8f6c\u73af\u8282\u5c31\u4f1a\u5ef6\u957f6-12\u5c0f\u65f6\u3002\u9009\u62e9\u76f4\u8fde\u6e05\u7b97\u901a\u9053\u7684\u94f6\u884c\uff08\u5982\u4e2d\u56fd\u94f6\u884c\u6fb3\u5dde\u5206\u884c\uff09\u53ef\u6709\u6548\u63d0\u5347\u6548\u7387\u3002<\/p>\n

4. \u4fe1\u606f\u51c6\u786e\u5ea6<\/b>
\n\u636eWestpac\u94f6\u884c\u7edf\u8ba1\uff0c30%\u7684\u6c47\u6b3e\u5ef6\u8fdf\u6e90\u4e8e\u6536\u6b3e\u4eba\u4fe1\u606f\u9519\u8bef\u3002\u52a1\u5fc5\u786e\u8ba4\uff1a
\n- SWIFT\/BIC\u4ee3\u7801\uff08\u5982ANZAU3M\uff09
\n- IBAN\u8d26\u53f7\uff08\u6b27\u6d32\u5730\u533a\uff09
\n- \u6536\u6b3e\u4eba\u5b8c\u6574\u6cd5\u5b9a\u59d3\u540d<\/p>\n

5. \u7279\u6b8a\u76d1\u7ba1\u8981\u6c42<\/b>
\n\u5411\u90e8\u5206\u56fd\u5bb6\u6c47\u6b3e\u9700\u989d\u5916\u5ba1\u6279\uff0c\u5982\u5411\u4e2d\u56fd\u6c47\u6b3e\u8d85\u8fc75\u4e07\u7f8e\u5143\u9700\u63d0\u4f9b\u5916\u6c47\u7528\u9014\u8bc1\u660e\uff0c\u5efa\u8bae\u7559\u5b78\u6fb3\u6d32<\/a>\u7684\u540c\u5b66\u63d0\u524d\u89c4\u5212\u5b66\u8d39\u6c47\u6b3e\u65f6\u95f4\u3002<\/p>\n

\u4e0e\u6fb3\u5927\u5229\u4e9a\u5916\u6c47\u8f6c\u8d26\u76f8\u5173\u7684\u95ee\u9898<\/h2>\n

Q1\uff1a\u5982\u4f55\u8ffd\u8e2a\u6c47\u6b3e\u72b6\u6001\uff1f<\/b>
\n\u53ef\u901a\u8fc7\u94f6\u884c\u63d0\u4f9b\u7684MTCN\u8ffd\u8e2a\u7801\u5b9e\u65f6\u67e5\u8be2\uff0cCommonwealth\u94f6\u884c\u7684Global Transfer\u670d\u52a1\u8fd8\u652f\u6301\u77ed\u4fe1\u8fdb\u5ea6\u63a8\u9001\u3002\u82e5\u8d85\u8fc7\u9884\u8ba1\u65f6\u6548\u672a\u5230\u8d26\uff0c\u5efa\u8bae\u540c\u65f6\u8054\u7cfb\u6c47\u51fa\u94f6\u884c\u4e0e\u6536\u6b3e\u94f6\u884c\u6838\u67e5\u4e2d\u95f4\u72b6\u6001\u3002<\/p>\n

Q2\uff1a\u5468\u672b\u6c47\u6b3e\u662f\u5426\u8ba1\u5165\u5de5\u4f5c\u65e5\uff1f<\/b>
\n\u6fb3\u6d32\u91d1\u878d\u673a\u6784\u5b9e\u884cT+1\u6e05\u7b97\u89c4\u5219\uff0c\u5468\u672b\u63d0\u4ea4\u7684\u6c47\u6b3e\u7533\u8bf7\u5c06\u987a\u5ef6\u81f3\u4e0b\u5468\u4e00\u5f00\u59cb\u5904\u7406\u3002\u4f46\u90e8\u5206\u65b0\u578b\u652f\u4ed8\u5e73\u53f0\uff08\u5982Revolut\uff09\u652f\u63017\u00d724\u5c0f\u65f6\u5373\u65f6\u8f6c\u8d26\uff0c\u9002\u5408\u5e94\u6025\u4f7f\u7528\u3002<\/p>\n

Q3\uff1a\u5927\u989d\u6c47\u6b3e\u5982\u4f55\u4f18\u5316\u6d41\u7a0b\uff1f<\/b>
\n\u5355\u7b14\u8d85\u8fc710\u4e07\u6fb3\u5143\u7684\u6c47\u6b3e\u5efa\u8bae\uff1a
\n1. \u63d0\u524d\u4e0e\u5ba2\u6237\u7ecf\u7406\u9884\u7ea6
\n2. \u91c7\u7528\u5206\u62c6\u6c47\u6b3e\u7b56\u7565\uff08\u5982\u52062-3\u7b14\uff09
\n3. \u9009\u62e9\u4e13\u4e1a\u5916\u6c47\u7ecf\u7eaa\u5546\u83b7\u53d6\u66f4\u4f18\u6c47\u7387<\/p>\n

Q4\uff1a\u6c47\u7387\u6ce2\u52a8\u5982\u4f55\u5f71\u54cd\u5230\u8d26\u91d1\u989d\uff1f<\/b>
\n\u8de8\u5883\u6c47\u6b3e\u91c7\u7528\u201c\u9501\u6c47\u201d\u673a\u5236\uff0c\u5373\u4ee5\u6c47\u51fa\u65f6\u786e\u8ba4\u7684\u6c47\u7387\u4e3a\u51c6\u3002\u5efa\u8bae\u5173\u6ce8\u6fb3\u8054\u50a8\u5229\u7387\u51b3\u8bae\u7b49\u91cd\u5927\u4e8b\u4ef6\uff0c\u907f\u5f00\u6c47\u7387\u5267\u70c8\u6ce2\u52a8\u671f\u64cd\u4f5c\u3002<\/p>\n

Q5\uff1a\u5e38\u89c1\u7684\u6c47\u6b3e\u5931\u8d25\u539f\u56e0\u6709\u54ea\u4e9b\uff1f<\/b>
\n\u9664\u4fe1\u606f\u9519\u8bef\u5916\uff0c\u8fd8\u9700\u6ce8\u610f\uff1a
\n- \u6536\u6b3e\u8d26\u6237\u4e0d\u652f\u6301\u8be5\u5e01\u79cd
\n- \u89e6\u53d1\u51fa\u5165\u5883\u73b0\u91d1\u7533\u62a5\u95e8\u69db
\n- \u53d7\u56fd\u9645\u5236\u88c1\u56fd\u5bb6\u540d\u5355\u9650\u5236<\/p>\n

\u901a\u8fc7\u7cfb\u7edf\u5206\u6790\u53ef\u89c1\uff0c\u6fb3\u5927\u5229\u4e9a\u5916\u6c47\u8f6c\u8d26\u65f6\u6548\u53d7\u591a\u91cd\u56e0\u7d20\u5f71\u54cd\u3002\u666e\u901a\u6c47\u6b3e\u5efa\u8bae\u9884\u75593\u4e2a\u5de5\u4f5c\u65e5\u7f13\u51b2\u671f\uff0c\u7d27\u6025\u6c47\u6b3e\u53ef\u4f18\u5148\u8003\u8651\u65b0\u578b\u652f\u4ed8\u5e73\u53f0\u3002\u540c\u65f6\u63d0\u9192\u5728\u6fb3\u4eba\u58eb\uff0c\u5b9a\u671f\u5173\u6ce8AUSTRAC\u653f\u7b56\u66f4\u65b0\uff0c\u786e\u4fdd\u5408\u89c4\u64cd\u4f5c\u3002<\/p>\n

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