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74\u5c31\u66fe\u53d1\u751f\u8fc7\u67d0\u5c0f\u578b\u6c47\u6b3e\u516c\u53f8\u8dd1\u8def\u5bfc\u81f4\u5ba2\u6237\u8d44\u91d1\u635f\u5931\u7684\u4e8b\u4ef6\u3002\u56e0\u6b64\uff0c\u9009\u62e9\u65f6\u52a1\u5fc5\u627e\u89c4\u6a21\u5927\u3001\u53e3\u7891\u597d\u7684\u516c\u53f8\uff0c\u5e76\u7d22\u8981\u6b63\u5f0f\u6536\u636e\u548c\u4ea4\u6613\u7f16\u53f7\u3002<\/p>\n<p>\u53e6\u5916\uff0c\u5982\u679c\u4f60\u5728\u6fb3\u6d32\u5f53\u5730\u4f7f\u7528\u8fd9\u7c7b\u516c\u53f8\u6c47\u6b3e\u56de\u56fd\uff0c\u4e5f\u8981\u6ce8\u610f\uff1a\u6309\u7167\u6fb3\u6d32\u6cd5\u5f8b\uff0c\u8d85\u8fc71\u4e07\u6fb3\u5e01\u7684\u73b0\u91d1\u6c47\u6b3e\u9700\u8981\u5411AUSTRAC\uff08\u6fb3\u5927\u5229\u4e9a\u4ea4\u6613\u62a5\u544a\u4e0e\u5206\u6790\u4e2d\u5fc3\uff09\u7533\u62a5\uff0c\u5426\u5219\u53ef\u80fd\u9762\u4e34\u7f5a\u6b3e\u3002<\/p>\n<h2>\u4e94\u3001\u5f71\u54cd\u5230\u8d26\u65f6\u95f4\u7684\u5176\u4ed6\u5173\u952e\u56e0\u7d20<\/h2>\n<p>\u9664\u4e86\u6c47\u6b3e\u6e20\u9053\u672c\u8eab\uff0c\u4ee5\u4e0b\u51e0\u4e2a\u56e0\u7d20\u4e5f\u76f4\u63a5\u51b3\u5b9a\u4e86\u8d44\u91d1\u5230\u8d26\u7684\u5feb\u6162\uff1a<\/p>\n<ul>\n<li><b>\u6c47\u6b3e\u65f6\u95f4\u70b9\uff1a<\/b>\u5982\u679c\u4f60\u5728\u6fb3\u6d32\u7684\u4e0b\u53482\u70b9\u4ee5\u540e\u6c47\u6b3e\uff08\u5bf9\u5e94\u4e2d\u56fd\u4e2d\u534812\u70b9\uff09\uff0c\u7531\u4e8eSWIFT\u7cfb\u7edf\u5f53\u65e5\u5904\u7406\u6279\u6b21\u5df2\u8fc7\uff0c\u53ef\u80fd\u8981\u7b49\u5230\u7b2c\u4e8c\u5929\u624d\u80fd\u5f00\u59cb\u5904\u7406\u3002\u540c\u6837\uff0c\u5468\u4e94\u4e0b\u5348\u6c47\u6b3e\u901a\u5e38\u8981\u7b49\u5230\u4e0b\u5468\u4e00\u624d\u80fd\u5230\u8d26\u3002<\/li>\n<li><b>\u6536\u6b3e\u94f6\u884c\u7684\u5904\u7406\u6548\u7387\uff1a<\/b>\u6fb3\u5927\u5229\u4e9a\u56db\u5927\u94f6\u884c\u4e2d\uff0cCommonwealth Bank\u548cWestpac\u7684\u81ea\u52a8\u5165\u8d26\u7cfb\u7edf\u6700\u6210\u719f\uff0c\u591a\u6570\u7535\u6c47\u53ef\u57281\u4e2a\u5de5\u4f5c\u65e5\u5165\u8d26\uff1b\u800cNAB\u548cANZ\u6709\u65f6\u9700\u8981\u4eba\u5de5\u6838\u5bf9\uff0c\u7279\u522b\u662f\u5f53\u6c47\u6b3e\u9644\u8a00\u4e2d\u6709\u201c\u5b66\u8d39\u201d\u201c\u6295\u8d44\u201d\u7b49\u654f\u611f\u8bcd\u65f6\uff0c\u4f1a\u89e6\u53d1\u98ce\u63a7\u5ef6\u957f\u534a\u5929\u3002<\/li>\n<li><b>\u6c47\u7387\u5151\u6362\u65b9\u5f0f\uff1a<\/b>\u5982\u679c\u4f60\u9009\u62e9\u6c47\u6b3e\u65f6\u9501\u5b9a\u6c47\u7387\uff08\u5373\u6309\u64cd\u4f5c\u65f6\u7684\u6c47\u7387\u5148\u5151\u6362\uff09\uff0c\u90a3\u4e48\u5230\u8d26\u91d1\u989d\u662f\u56fa\u5b9a\u7684\uff1b\u5982\u679c\u9009\u62e9\u201c\u6d6e\u52a8\u6c47\u7387\u201d\uff0c\u5219\u6c47\u7387\u4ee5\u8d44\u91d1\u5230\u8fbe\u6536\u6b3e\u884c\u5f53\u5929\u7684\u4e2d\u95f4\u6c47\u7387\u4e3a\u51c6\uff0c\u53ef\u80fd\u4f1a\u51fa\u73b0\u6c47\u7387\u6ce2\u52a8\u5bfc\u81f4\u91d1\u989d\u4e0d\u7b26\u7684\u60c5\u51b5\uff0c\u4f46\u8fd9\u4e0d\u5f71\u54cd\u5230\u8d26\u65f6\u95f4\u3002<\/li>\n<\/ul>\n<h2>\u516d\u3001\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u6c47\u6b3e\u65b9\u5f0f\uff1f<\/h2>\n<p>\u6839\u636e\u4e0d\u540c\u7684\u573a\u666f\uff0c\u6211\u7ed9\u51fa\u4ee5\u4e0b\u5efa\u8bae\uff1a<\/p>\n<ul>\n<li><b>\u6fb3\u6d32\u7559\u5b66\u5b66\u8d39\u53ca\u751f\u6d3b\u8d39\uff1a<\/b>\u4f18\u5148\u4f7f\u7528Wise\u6216Remitly\u8fd9\u7c7b\u7ebf\u4e0a\u5e73\u53f0\uff0c\u901f\u5ea6\u5feb\uff081-2\u4e2a\u5de5\u4f5c\u65e5\uff09\u3001\u624b\u7eed\u8d39\u4f4e\u3002\u82e5\u5b66\u6821\u8981\u6c42\u5fc5\u987b\u901a\u8fc7\u94f6\u884c\u7535\u6c47\uff08\u90e8\u5206\u6fb3\u6d32\u5927\u5b66\u6307\u5b9a\u6536\u6b3e\u8d26\u6237\uff09\uff0c\u5219\u9009\u62e9\u4e2d\u56fd\u94f6\u884c\u7684\u201c\u8de8\u5883\u6c47\u6b3e\u201d\u529f\u80fd\uff0c\u5e76\u63d0\u524d\u51c6\u5907\u597d\u5f55\u53d6\u901a\u77e5\u4e66\u7b49\u8bc1\u660e\uff0c\u4ee5\u9632\u53cd\u6d17\u94b1\u5ba1\u6838\u3002<\/li>\n<li><b>\u6fb3\u6d32\u79fb\u6c11\u6295\u8d44\uff08\u5982\u4e70\u623f\u3001\u5546\u4e1a\u6295\u8d44\uff09\uff1a<\/b>\u91d1\u989d\u901a\u5e38\u8f83\u5927\uff08\u51e0\u5341\u4e07\u6fb3\u5e01\uff09\uff0c\u94f6\u884c\u7535\u6c47\u4f9d\u7136\u662f\u9996\u9009\uff0c\u5c3d\u7ba1\u6162\u4f46\u6700\u5b89\u5168\u3002\u540c\u65f6\uff0c\u5efa\u8bae\u5206\u591a\u7b14\u5c0f\u989d\u6c47\u6b3e\uff08\u6bcf\u7b14\u4e0d\u8d85\u8fc75\u4e07\u6fb3\u5e01\uff09\uff0c\u4ee5\u907f\u514d\u89e6\u53d1\u5927\u989d\u7533\u62a5\u548c\u8d44\u91d1\u51bb\u7ed3\u3002\u5982\u679c\u8fc7\u4e8e\u7d27\u6025\uff0c\u53ef\u8003\u8651\u4e13\u4e1a\u6c47\u6b3e\u516c\u53f8\uff0c\u4f46\u5fc5\u987b\u6838\u5b9e\u5176\u8d44\u8d28\u3002<\/li>\n<li><b>\u7ed9\u6fb3\u6d32\u4eb2\u53cb\u8f6c\u751f\u6d3b\u8d39\uff1a<\/b>\u652f\u4ed8\u5b9d\u6216\u5fae\u4fe1\u6700\u65b9\u4fbf\uff0c\u5230\u8d26\u65f6\u95f4\u867d\u7a0d\u957f\u4f46\u4e5f\u80fd\u63a5\u53d7\u3002\u63d0\u9192\u4eb2\u53cb\u6536\u5230\u540e\u7acb\u5373\u622a\u5c4f\uff0c\u4ee5\u9632\u94f6\u884c\u98ce\u63a7\u7535\u8bdd\u65e0\u6cd5\u8054\u7cfb\u3002<\/li>\n<\/ul>\n<h2>\u4e0e\u201c\u6fb3\u5927\u5229\u4e9a\u6c47\u6b3e\u5230\u8d26\u65f6\u95f4\u201d\u76f8\u5173\u7684\u95ee\u9898<\/h2>\n<p><b>1. \u6c47\u6b3e\u540e\u8fdf\u8fdf\u6ca1\u5230\u8d26\u600e\u4e48\u529e\uff1f<\/b><br \/>\n\u9996\u5148\u67e5\u8be2\u6c47\u6b3e\u5355\u4e0a\u7684MT103\u62a5\u6587\uff08\u94f6\u884c\u7535\u6c47\uff09\u6216\u4ea4\u6613\u7f16\u53f7\uff08\u7ebf\u4e0a\u5e73\u53f0\uff09\u3002\u5982\u679c\u8d85\u8fc7\u9884\u8ba1\u65f6\u95f42\u5929\uff0c\u5148\u8054\u7cfb\u6c47\u6b3e\u65b9\u94f6\u884c\u6216\u5e73\u53f0\u5ba2\u670d\uff0c\u786e\u8ba4\u662f\u5426\u5df2\u5230\u6536\u6b3e\u884c\u3002\u5982\u679c\u6536\u6b3e\u884c\u79f0\u672a\u6536\u5230\uff0c\u5219\u53ef\u80fd\u662f\u4e2d\u95f4\u884c\u6263\u7559\uff0c\u9700\u8981\u63d0\u4f9b\u6536\u6b3e\u884cSwift Code\u548c\u8d26\u6237\u53f7\u8fdb\u884c\u8ddf\u8e2a\u3002\u4e00\u822c\u94f6\u884c\u7535\u6c47\u53ef\u572815\u4e2a\u5de5\u4f5c\u65e5\u5185\u9000\u56de\u539f\u8d26\u6237\u3002<\/p>\n<p><b>2. \u54ea\u4e9b\u65b9\u6cd5\u53ef\u4ee5\u52a0\u5feb\u5230\u8d26\u901f\u5ea6\uff1f<\/b><br \/>\n\u9009\u62e9\u201c\u5feb\u901f\u8f6c\u8d26\u201d\u9009\u9879\uff08\u5982Wise\u7684\u52a0\u6025\u670d\u52a1\uff09\uff1b\u907f\u514d\u5728\u5468\u4e94\u3001\u4e2d\u56fd\u6625\u8282\u3001\u6fb3\u6d32\u516c\u5171\u5047\u65e5\u6c47\u6b3e\uff1b\u4f18\u5148\u4f7f\u7528\u4e0e\u6536\u6b3e\u884c\u6709\u76f4\u8fde\u5173\u7cfb\u7684\u94f6\u884c\uff08\u4f8b\u5982\u4e2d\u56fd\u94f6\u884c\u4e0e\u6089\u5c3c\u4e2d\u56fd\u94f6\u884c\u4e4b\u95f4\u4e92\u8f6c\uff09\uff1b\u786e\u4fdd\u6c47\u6b3e\u9644\u8a00\u7b80\u6d01\uff08\u4ec5\u5199\u540d\u5b57\u548c\u7528\u9014\uff09\uff0c\u4e0d\u8981\u5e26\u654f\u611f\u8bcd\u3002<\/p>\n<p><b>3. \u6fb3\u6d32\u672c\u5730\u8d26\u6237\u4e4b\u95f4\u8f6c\u8d26\u8981\u591a\u4e45\uff1f<\/b><br \/>\n\u5982\u679c\u4f60\u5df2\u7ecf\u4eba\u5728\u6fb3\u6d32\uff0c\u672c\u5730\u94f6\u884c\u4e4b\u95f4\u8f6c\u8d26\uff08\u5982Commonwealth\u8f6cANZ\uff09\u901a\u5e38\u5373\u65f6\u5230\u8d26\uff0c\u4f46\u90e8\u5206\u94f6\u884c\uff08NAB\uff09\u53ef\u80fd\u97001\u5c0f\u65f6\u3002\u4f7f\u7528Osko\u5e73\u53f0\uff08\u5feb\u901f\u652f\u4ed8\u7cfb\u7edf\uff09\u51e0\u4e4e\u79d2\u5230\u3002\u4f46\u8981\u6ce8\u610f\uff1a\u4ece\u6fb3\u6d32\u672c\u5730\u94f6\u884c\u5411\u5883\u5916\u8f6c\u8d26\uff08\u4f8b\u5982\u4ece\u6fb3\u6d32\u56de\u4e2d\u56fd\uff09\uff0c\u5219\u97001-3\u4e2a\u5de5\u4f5c\u65e5\u3002<\/p>\n<p><b>4. \u5982\u4f55\u907f\u514d\u6c47\u6b3e\u88ab\u9000\u56de\u6216\u51bb\u7ed3\uff1f<\/b><br \/>\n\u786e\u4fdd\u6536\u6b3e\u4eba\u59d3\u540d\u4e0e\u94f6\u884c\u8d26\u6237\u540d\u5b8c\u5168\u4e00\u81f4\uff08\u62fc\u97f3\u4e0d\u80fd\u9519\uff09\uff1b\u91d1\u989d\u4e0d\u8981\u8d85\u8fc7\u5e74\u5ea6\u8d2d\u6c47\u989d\u5ea6\uff08\u4e2a\u4eba5\u4e07\u7f8e\u5143\u7b49\u503c\uff09\uff1b\u5546\u4e1a\u6c47\u6b3e\u5fc5\u987b\u63d0\u4f9b\u5408\u540c\u53d1\u7968\uff1b\u907f\u514d\u591a\u4e2a\u8d26\u6237\u540c\u65f6\u5411\u540c\u4e00\u6fb3\u6d32\u8d26\u6237\u6c47\u6b3e\uff08\u6613\u88ab\u5224\u5b9a\u4e3a\u6d17\u94b1\uff09\u3002\u5982\u679c\u662f\u4e3a\u4e86<b>\u6fb3\u6d32\u672c\u79d1\u7559\u5b78<\/b>\u6216<b>\u6fb3\u6d32\u7814\u7a76\u751f\u7559\u5b66<\/b>\uff0c\u5efa\u8bae\u901a\u8fc7\u5b66\u6821\u6307\u5b9a\u5408\u4f5c\u5e73\u53f0\uff08\u5982Flywire\u3001PeerTransfer\uff09\u652f\u4ed8\u5b66\u8d39\uff0c\u8fd9\u7c7b\u5e73\u53f0\u4e13\u95e8\u5b9a\u5236\uff0c\u5230\u8d26\u5feb\u4e14\u6709\u4fdd\u969c\uff0c\u60a8\u53ef\u4ee5\u53c2\u8003<a href=\"https:\/\/www.naaedu.com\/\" target=\"_blank\" rel=\"noopener\">\u6fb3\u6d32\u7559\u5b66\u6c47\u6b3e\u6307\u5357<\/a>\u83b7\u53d6\u66f4\u591a\u5e2e\u52a9\u3002<\/p>\n<p>\u603b\u4e4b\uff0c\u201c\u6fb3\u5927\u5229\u4e9a\u8d70\u94b1\u8def\u8981\u591a\u4e45\u201d\u6ca1\u6709\u6807\u51c6\u7b54\u6848\uff0c\u5173\u952e\u5728\u4e8e\u4f60\u9009\u5bf9\u6e20\u9053\u3001\u7b97\u597d\u65f6\u95f4\u3001\u7559\u8db3\u4f59\u91cf\u3002\u5982\u679c\u662f\u4e3a\u4e86\u6fb3\u6d32\u7559\u5b66\uff0c\u5efa\u8bae\u63d0\u524d\u4e00\u5468\u64cd\u4f5c\uff1b\u5982\u679c\u662f\u8d2d\u623f\u9996\u4ed8\uff0c\u6700\u597d\u9884\u755920\u4e2a\u5de5\u4f5c\u65e5\u3002\u968f\u7740\u91d1\u878d\u79d1\u6280\u7684\u53d1\u5c55\uff0c\u672a\u6765\u8de8\u5883\u6c47\u6b3e\u4f1a\u8d8a\u6765\u8d8a\u5feb\uff0c\u4f46\u76ee\u524d\u6211\u4eec\u4ecd\u8981\u6839\u636e\u5b9e\u9645\u60c5\u51b5\u9009\u62e9\u6700\u4f18\u65b9\u6848\u3002<\/p>\n<p>\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\u611f\u8b1d\u60a8\u7684\u95b1\u8b80\uff0c\u5e0c\u671b\u9019\u7bc7\u6587\u7ae0\u53ef\u4ee5\u5e6b\u52a9\u60a8\u5168\u9762\u4e86\u89e3<b>\u6fb3\u5927\u5229\u4e9a\u6c47\u6b3e\u5230\u8d26\u65f6\u95f4<\/b>\uff0c\u8ba9\u60a8\u7684\u8d44\u91d1\u5b89\u5168\u3001\u5feb\u901f\u62b5\u8fbe\u5357\u534a\u7403\u3002\u5982\u679c\u60a8\u8fd8\u6709\u5176\u4ed6\u7591\u95ee\uff0c\u6b22\u8fce\u7559\u8a00\uff0c\u6211\u4f1a\u5728\u540e\u7eed\u6587\u7ae0\u4e2d\u7ee7\u7eed\u89e3\u7b54\u3002<\/p>\n<p>\u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff1a<a 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