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\u6089\u5c3c\u548c\u58a8\u5c14\u672c\u7684\u623f\u4ef7\u548c\u623f\u79df\u8fd1\u5e74\u6765\u6301\u7eed\u4e0a\u6da8\uff0c\u5e02\u4e2d\u5fc3\u4e00\u5c45\u5ba4\u6708\u79df\u7ea62000-3000\u6fb3\u5143\uff08\u7ea69500-14000\u5143\u4eba\u6c11\u5e01\uff09\uff0c\u4e0e\u65b0\u52a0\u5761\u5e02\u4e2d\u5fc3\u76f8\u5f53\uff08\u7ea62500-3500\u65b0\u5e01\uff0c\u7ea61.3-1.8\u4e07\u4eba\u6c11\u5e01\uff09\u3002\u4f46\u6fb3\u6d32\u7684\u98df\u54c1\u3001\u65e5\u7528\u54c1\u548c\u4ea4\u901a\u8d39\u7528\u7565\u4f4e\u4e8e\u65b0\u52a0\u5761\uff0c\u5c24\u5176\u662f\u8089\u7c7b\u3001\u5976\u5236\u54c1\u548c\u6c34\u679c\u56e0\u4e3a\u672c\u571f\u4ea7\u91cf\u5927\u800c\u4ef7\u683c\u5b9e\u60e0\u3002\u5728\u6c14\u5019\u65b9\u9762\uff0c\u6fb3\u5927\u5229\u4e9a\u5317\u90e8\u6709\u70ed\u5e26\u96e8\u6797\uff0c\u5357\u90e8\u6709\u6e29\u5e26\u6d77\u6d0b\uff0c\u5168\u56fd\u5927\u90e8\u5206\u5730\u533a\u9633\u5149\u5145\u8db3\uff1b\u65b0\u52a0\u5761\u5219\u5e38\u5e74\u6e7f\u70ed\uff0c\u5168\u5e74\u6e29\u5ea6\u572825-32\u2103\u4e4b\u95f4\u3002\u82e5\u8bba\u5b9c\u5c45\u6027\uff0c\u6fb3\u5927\u5229\u4e9a\u5728\u81ea\u7136\u8d44\u6e90\u3001\u7a7a\u6c14\u8d28\u91cf\u3001\u793e\u533a\u7a7a\u95f4\u4e0a\u660e\u663e\u80dc\u51fa\uff0c\u8bb8\u591a\u79fb\u5c45\u65b0\u52a0\u5761\u591a\u5e74\u7684\u534e\u4eba\u6700\u7ec8\u9009\u62e9\u642c\u53bb\u6fb3\u6d32\uff0c\u6b63\u662f\u770b\u4e2d\u4e86\u201c\u5927\u201d\u5e26\u6765\u7684\u751f\u6d3b\u54c1\u8d28\u3002<\/p>\n

\u4e0e\u201c\u65b0\u52a0\u5761\u4e0e\u6fb3\u5927\u5229\u4e9a\u54ea\u4e2a\u5927\u201d\u76f8\u5173\u7684\u95ee\u9898<\/h2>\n

1. \u65b0\u52a0\u5761\u548c\u6fb3\u5927\u5229\u4e9a\u54ea\u4e2a\u66f4\u9002\u5408\u7559\u5b66\uff1f<\/h3>\n

\u5982\u679c\u60a8\u8ffd\u6c42\u5168\u7403\u9876\u5c16\u7684\u5b66\u672f\u6392\u540d\uff08\u6bd4\u5982\u51b2\u523aQS\u524d20\uff09\uff0c\u65b0\u52a0\u5761\u56fd\u7acb\u5927\u5b66\u548c\u5357\u6d0b\u7406\u5de5\u662f\u5f3a\u9879\uff1b\u4f46\u5982\u679c\u60a8\u5e0c\u671b\u4f53\u9a8c\u591a\u5143\u6587\u5316\u3001\u4eab\u53d7\u5bbd\u677e\u7684\u6821\u56ed\u751f\u6d3b\u548c\u66f4\u591a\u7684\u5b9e\u4e60\u673a\u4f1a\uff0c\u6fb3\u6d32\u516b\u5927\u66f4\u5177\u5438\u5f15\u529b\u3002\u53e6\u5916\uff0c\u6fb3\u6d32\u7684\u7559\u5b66\u540e\u5de5\u4f5c\u7b7e\u8bc1\uff08485\u7b7e\u8bc1\uff09\u5141\u8bb8\u6bd5\u4e1a\u751f\u5728\u6fb3\u5de5\u4f5c2-4\u5e74\uff0c\u800c\u65b0\u52a0\u5761\u7684\u6bd5\u4e1a\u751f\u5de5\u4f5c\u51c6\u8bc1\uff08LTVP\uff09\u53ea\u67091\u5e74\u4e14\u9700\u8981\u627e\u5230\u5de5\u4f5c\u624d\u80fd\u7eed\u7b7e\u3002\u4ece\u957f\u671f\u53d1\u5c55\u89d2\u5ea6\u770b\uff0c\u6fb3\u6d32\u7559\u5b66\u7684\u540e\u7eed\u79fb\u6c11\u901a\u9053\u66f4\u987a\u7545\uff0c\u6240\u4ee5\u9009\u62e9\u53d6\u51b3\u4e8e\u60a8\u7684\u804c\u4e1a\u89c4\u5212\u3002<\/p>\n

2. \u79fb\u6c11\u6fb3\u6d32\u6bd4\u65b0\u52a0\u5761\u5bb9\u6613\u5417\uff1f<\/h3>\n

\u662f\u7684\uff0c\u96be\u5ea6\u5dee\u8ddd\u660e\u663e\u3002\u6fb3\u6d32\u6280\u672f\u79fb\u6c11\u91c7\u7528\u6253\u5206\u5236\uff08EOI\uff09\uff0c\u53ea\u8981\u5e74\u9f84\u3001\u5b66\u5386\u3001\u8bed\u8a00\u3001\u5de5\u4f5c\u7ecf\u9a8c\u7efc\u5408\u8fbe\u523065\u5206\u5373\u53ef\u5165\u6c60\uff0c\u800c\u65b0\u52a0\u5761EP\u8f6cPR\u6ca1\u6709\u660e\u786e\u5206\u6570\uff0c\u5b8c\u5168\u7531\u79fb\u6c11\u5c40\u6839\u636e\u7533\u8bf7\u4eba\u80cc\u666f\u3001\u884c\u4e1a\u7d27\u7f3a\u5ea6\u3001\u793e\u4f1a\u878d\u5408\u7b49\u56e0\u7d20\u7efc\u5408\u8bc4\u4f30\uff0c\u5ba1\u6279\u4e0d\u786e\u5b9a\u6027\u5927\u3002\u53e6\u5916\uff0c\u6fb3\u6d32\u6709\u504f\u8fdc\u5730\u533a\u79fb\u6c11\uff08\u5982491\u7b7e\u8bc1\uff0c\u5728\u6307\u5b9a\u533a\u57df\u5c45\u4f4f3\u5e74\u53ef\u8f6c\u6c38\u5c45\uff09\uff0c\u76f8\u5f53\u4e8e\u964d\u4f4e\u4e86\u90e8\u5206\u5730\u533a\u7684\u95e8\u69db\u3002\u56e0\u6b64\uff0c\u5bf9\u4e8e\u5927\u591a\u6570\u666e\u901a\u4e13\u4e1a\u4eba\u58eb\uff0c\u6fb3\u6d32\u662f\u66f4\u73b0\u5b9e\u7684\u9009\u62e9\u3002<\/p>\n

3. \u65b0\u52a0\u5761\u548c\u6fb3\u5927\u5229\u4e9a\u54ea\u4e2a\u66f4\u9002\u5408\u517b\u8001\uff1f<\/h3>\n

\u4ece\u6c14\u5019\u548c\u533b\u7597\u4f53\u7cfb\u770b\uff0c\u6fb3\u5927\u5229\u4e9a\u7684\u5168\u6c11\u533b\u4fdd\uff08Medicare\uff09\u8986\u76d6\u5c45\u6c11\u548c\u6c38\u4e45\u5c45\u6c11\uff0c\u516c\u7acb\u533b\u9662\u514d\u8d39\u5c31\u8bca\uff0c\u517b\u8001\u91d1\u5236\u5ea6\uff08Super\uff09\u5b8c\u5584\uff0c\u4e14\u62e5\u6709\u5927\u91cf\u7684\u9000\u4f11\u793e\u533a\u548c\u517b\u8001\u6751\u3002\u65b0\u52a0\u5761\u7684\u533b\u7597\u5219\u4e3b\u8981\u4f9d\u8d56\u4e2a\u4eba\u50a8\u84c4\uff08MediSave\uff09\u548c\u4fdd\u9669\uff0c\u516c\u7acb\u533b\u9662\u8865\u8d34\u540e\u81ea\u4ed8\u6bd4\u4f8b\u4ecd\u4e0d\u4f4e\u3002\u53e6\u5916\uff0c\u6fb3\u6d32\u5730\u5e7f\u4eba\u7a00\uff0c\u9000\u4f11\u540e\u53ef\u4ee5\u8d2d\u4e70\u5e26\u5ead\u9662\u7684\u522b\u5885\uff0c\u4eab\u53d7\u56ed\u827a\u3001\u5f92\u6b65\u7b49\u6162\u751f\u6d3b\uff1b\u65b0\u52a0\u5761\u5c45\u4f4f\u7a7a\u95f4\u6709\u9650\u4e14\u751f\u6d3b\u8282\u594f\u5feb\uff0c\u4e0d\u9002\u5408\u8ffd\u6c42\u95f2\u9002\u7684\u8001\u5e74\u4eba\u3002\u56e0\u6b64\u6fb3\u6d32\u662f\u517b\u8001\u9996\u9009\u3002<\/p>\n

4. \u65b0\u52a0\u5761\u548c\u6fb3\u5927\u5229\u4e9a\u54ea\u4e2a\u7ecf\u5546\u73af\u5883\u66f4\u597d\uff1f<\/h3>\n

\u65b0\u52a0\u5761\u4ee5\u4f4e\u7a0e\u7387\uff08\u4f01\u4e1a\u6240\u5f97\u7a0e\u6700\u9ad817%\uff09\u3001\u4fbf\u5229\u7684\u8425\u5546\u73af\u5883\u3001\u81ea\u7531\u6e2f\u653f\u7b56\u95fb\u540d\uff0c\u662f\u6ce8\u518c\u516c\u53f8\u548c\u8fdb\u884c\u56fd\u9645\u8d38\u6613\u7684\u70ed\u95e8\u5730\u3002\u6fb3\u5927\u5229\u4e9a\u7684\u4f01\u4e1a\u7a0e\u7387\u4e3a25%\uff08\u4e2d\u5c0f\u4f01\u4e1a\u53ef\u964d\u81f325%\u4ee5\u4e0b\uff09\uff0c\u7565\u9ad8\u4e8e\u65b0\u52a0\u5761\uff0c\u4f46\u6fb3\u6d32\u5e02\u573a\u66f4\u5927\uff0c\u6d88\u8d39\u7fa4\u4f53\u66f4\u5e7f\uff0c\u4e14\u5bf9\u79d1\u6280\u521b\u65b0\u4f01\u4e1a\u6709\u5927\u91cf\u653f\u5e9c\u8865\u8d34\uff08\u5982R&D\u7a0e\u6536\u4f18\u60e0\uff09\u3002\u5982\u679c\u60a8\u60f3\u505a\u672c\u5730\u96f6\u552e\u3001\u670d\u52a1\u6216\u8d44\u6e90\u76f8\u5173\u751f\u610f\uff0c\u6fb3\u6d32\u66f4\u6709\u6f5c\u529b\uff1b\u5982\u679c\u505a\u91d1\u878d\u3001\u79d1\u6280\u6216\u8f6c\u53e3\u8d38\u6613\uff0c\u65b0\u52a0\u5761\u66f4\u5408\u9002\u3002<\/p>\n

5. \u65b0\u52a0\u5761\u548c\u6fb3\u5927\u5229\u4e9a\u54ea\u4e2a\u66f4\u9002\u5408\u534e\u4eba\u751f\u6d3b\uff1f<\/h3>\n

\u4e24\u4e2a\u56fd\u5bb6\u90fd\u6709\u5e9e\u5927\u7684\u534e\u4eba\u793e\u533a\uff0c\u534e\u4eba\u5360\u6bd4\u5206\u522b\u7ea674%\uff08\u65b0\u52a0\u5761\uff09\u548c5%\uff08\u6fb3\u6d32\uff09\u3002\u65b0\u52a0\u5761\u7684\u4e2d\u534e\u6587\u5316\u6c1b\u56f4\u6d53\u539a\uff0c\u8bed\u8a00\u4ee5\u82f1\u6587\u3001\u534e\u6587\u3001\u9a6c\u6765\u8bed\u4e3a\u4e3b\uff0c\u996e\u98df\u3001\u8282\u65e5\u4e0e\u4f20\u7edf\u4e2d\u56fd\u975e\u5e38\u63a5\u8fd1\uff1b\u6fb3\u6d32\u534e\u4eba\u4e3b\u8981\u96c6\u4e2d\u5728\u6089\u5c3c\u3001\u58a8\u5c14\u672c\u3001\u5e03\u91cc\u65af\u73ed\u7b49\u5927\u57ce\u5e02\uff0c\u4e2d\u9910\u9986\u3001\u4e2d\u56fd\u8d85\u5e02\u6797\u7acb\uff0c\u4f46\u793e\u4f1a\u878d\u5408\u5ea6\u66f4\u9ad8\uff0c\u66f4\u5bb9\u6613\u63a5\u89e6\u591a\u5143\u6587\u5316\u3002\u5982\u679c\u60a8\u4ecb\u610f\u8bed\u8a00\u969c\u788d\u548c\u6587\u5316\u843d\u5dee\uff0c\u65b0\u52a0\u5761\u66f4\u201c\u4eb2\u5207\u201d\uff1b\u5982\u679c\u60a8\u5e0c\u671b\u5b50\u5973\u5728\u7eaf\u6b63\u7684\u82f1\u8bed\u73af\u5883\u4e2d\u6210\u957f\u3001\u540c\u65f6\u4fdd\u7559\u4e2d\u534e\u6587\u5316\uff0c\u6fb3\u6d32\u4e5f\u662f\u4e0d\u9519\u7684\u9009\u62e9\u3002<\/p>\n

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\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\u611f\u8b1d\u60a8\u7684\u95b1\u8b80\uff0c\u5e0c\u671b\u9019\u7bc7\u6587\u7ae0\u53ef\u4ee5\u5e6b\u52a9\u60a8\u5168\u9762\u4e86\u89e3\u65b0\u52a0\u5761\u4e0e\u6fb3\u5927\u5229\u4e9a\u7684\u5bf9\u6bd4<\/b>\u3002\u5982\u679c\u60a8\u5bf9\u6fb3\u6d32\u79fb\u6c11\u3001\u7559\u5b66\u3001\u7f6e\u4e1a\u6709\u66f4\u591a\u7591\u95ee\uff0c\u6b22\u8fce\u6301\u7eed\u5173\u6ce8\u6211\u4eec\u7684\u7f51\u7ad9\uff0c\u6211\u4eec\u5c06\u9646\u7eed\u63a8\u51fa\u66f4\u591a\u6df1\u5ea6\u89e3\u6790\u3002\u795d\u60a8\u751f\u6d3b\u6109\u5feb\uff01<\/p>\n

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