{"id":36620,"date":"2026-07-24T13:23:38","date_gmt":"2026-07-24T03:23:38","guid":{"rendered":"https:\/\/au0061.com\/?p=36620"},"modified":"2026-07-24T13:23:38","modified_gmt":"2026-07-24T03:23:38","slug":"2025%e5%b9%b4%e6%be%b3%e5%a4%a7%e5%88%a9%e4%ba%9a%e9%93%b6%e8%a1%8c%e5%8f%af%e9%9d%a0%e6%80%a7%e6%b7%b1%e5%ba%a6%e8%a7%a3%e6%9e%90%ef%bc%9a%e7%a7%bb%e6%b0%91%e7%95%99%e5%ad%a6%e9%a6%96%e9%80%89","status":"publish","type":"post","link":"https:\/\/au0061.com\/zh\/2025%e5%b9%b4%e6%be%b3%e5%a4%a7%e5%88%a9%e4%ba%9a%e9%93%b6%e8%a1%8c%e5%8f%af%e9%9d%a0%e6%80%a7%e6%b7%b1%e5%ba%a6%e8%a7%a3%e6%9e%90%ef%bc%9a%e7%a7%bb%e6%b0%91%e7%95%99%e5%ad%a6%e9%a6%96%e9%80%89\/","title":{"rendered":"2025\u5e74\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u53ef\u9760\u6027\u6df1\u5ea6\u89e3\u6790\uff1a\u79fb\u6c11\u7559\u5b66\u9996\u9009\u54ea\u5bb6\uff1f"},"content":{"rendered":"

\"2025\u5e74\u6fb3\u5927\u5229\u4e9a\u94f6\u884c\u53ef\u9760\u6027\u6df1\u5ea6\u89e3\u6790\uff1a\u79fb\u6c11\u7559\u5b66\u9996\u9009\u54ea\u5bb6\uff1f\"<\/p>\n

\u5927\u5bb6\u597d\uff0c\u6211\u662f\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\uff0c\u6700\u8fd1\u6709\u5c0f\u5925\u4f34\u8aee\u8a62\u6211\u95dc\u65bc\u6fb3\u5927\u5229\u4e9a\u54ea\u4e2a\u94f6\u884c\u53ef\u9760<\/b>\u7684\u554f\u984c\uff0c\u73fe\u5728\u6211\u5c07\u76f8\u95dc\u554f\u984c\u7e3d\u7d50\uff0c\u5e0c\u671b\u5c0d\u7d66\u4e88\u70ba\u60f3\u4e86\u89e3\u7684\u5c0f\u5925\u4f34\u6709\u6240\u5e6b\u52a9\u3002<\/p>\n

\u5bf9\u4e8e\u521a\u5230\u6fb3\u6d32\u7684\u7559\u5b66\u751f\u3001\u65b0\u79fb\u6c11\u6216\u8005\u8ba1\u5212\u5728\u6fb3\u6d32\u6295\u8d44\u7684\u670b\u53cb\u6765\u8bf4\uff0c\u9009\u62e9\u4e00\u5bb6\u9760\u8c31\u7684\u94f6\u884c\u662f\u5b89\u987f\u751f\u6d3b\u7684\u7b2c\u4e00\u6b65\u3002\u6fb3\u5927\u5229\u4e9a\u7684\u91d1\u878d\u4f53\u7cfb\u975e\u5e38\u6210\u719f\uff0c\u4f46\u5404\u5bb6\u94f6\u884c\u5728\u670d\u52a1\u3001\u5229\u7387\u3001\u7f51\u70b9\u8986\u76d6\u548c\u5b89\u5168\u6027\u4e0a\u5404\u6709\u5343\u79cb\u3002\u4eca\u5929\u8fd9\u7bc7\u6587\u7ae0\uff0c\u6211\u5c31\u7ed3\u5408\u81ea\u8eab\u7ecf\u9a8c\u548c\u5f53\u5730\u4e3b\u6d41\u53cd\u9988\uff0c\u4e3a\u4f60\u8be6\u7ec6\u62c6\u89e3\u6fb3\u6d32\u94f6\u884c\u53ef\u9760\u6027\u7684\u8bc4\u5224\u6807\u51c6\uff0c\u5e76\u63a8\u8350\u6700\u9002\u5408\u4e0d\u540c\u4eba\u7fa4\u7684\u94f6\u884c\u3002<\/p>\n

\u4e00\u3001\u6fb3\u6d32\u4e3b\u6d41\u94f6\u884c\u53ef\u9760\u6027\u6a2a\u5411\u5bf9\u6bd4<\/h2>\n

\u6fb3\u5927\u5229\u4e9a\u76ee\u524d\u6709\u56db\u5927\u884c\uff1aCommonwealth Bank\uff08\u8054\u90a6\u94f6\u884c\uff0cCBA\uff09\u3001Westpac\uff08\u897f\u592a\u5e73\u6d0b\u94f6\u884c\uff09\u3001NAB\uff08\u6fb3\u5927\u5229\u4e9a\u56fd\u6c11\u94f6\u884c\uff09\u548cANZ\uff08\u6fb3\u65b0\u94f6\u884c\uff09\u3002\u6b64\u5916\u8fd8\u6709Macquarie Bank\u3001Bank of Queensland\u7b49\u4e2d\u5c0f\u578b\u94f6\u884c\u3002\u5224\u65ad\u4e00\u5bb6\u94f6\u884c\u662f\u5426\u53ef\u9760\uff0c\u4e3b\u8981\u770b\u4e09\u70b9\uff1a\u5b58\u6b3e\u4fdd\u9669\u4fdd\u969c\uff08\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u62c5\u4fdd\uff0c25\u4e07\u6fb3\u5143\u4ee5\u5185\u5168\u989d\u4fdd\u969c\uff09\u3001\u7cfb\u7edf\u7a33\u5b9a\u6027\uff08APP\u4e0e\u7f51\u94f6\u6545\u969c\u7387\uff09\u3001\u4ee5\u53ca\u5ba2\u6237\u7ef4\u6743\u6e20\u9053\u3002<\/b><\/p>\n

1. Commonwealth Bank\uff08CBA\uff09\u2014\u2014 \u6700\u53d7\u534e\u4eba\u6b22\u8fce\uff0c\u7f51\u70b9\u6700\u5bc6\u96c6<\/h3>\n

\u8054\u90a6\u94f6\u884c\u662f\u6fb3\u6d32\u5e02\u503c\u6700\u5927\u7684\u94f6\u884c\uff0c\u4e5f\u662f\u7559\u5b66\u751f\u548c\u65b0\u79fb\u6c11\u7684\u9996\u9009\u3002\u5b83\u7684\u4f18\u52bf\u5728\u4e8e\uff1a
\n- \u7f51\u70b9\u4e0eATM\u904d\u5e03\u5168\u6fb3\uff0c\u5373\u4f7f\u5728\u504f\u8fdc\u5c0f\u9547\u4e5f\u80fd\u8f7b\u677e\u5b58\u53d6\u6b3e\u3002
\n- \u624b\u673aAPP\u529f\u80fd\u5f3a\u5927\uff0c\u652f\u6301\u5b9e\u65f6\u652f\u4ed8\u3001\u9884\u7b97\u7ba1\u7406\u3001\u751a\u81f3\u80a1\u7968\u4ea4\u6613\u3002
\n- \u63d0\u4f9b\u4e2d\u6587\u5ba2\u670d\u548c\u65b0\u79fb\u6c11\u4e13\u5c5e\u8d26\u6237\u5957\u9910\uff08\u6bd4\u5982\u514d\u8d26\u6237\u7ba1\u7406\u8d39\u4e00\u5e74\uff09\u3002
\n\u7f3a\u70b9\uff1a\u65e5\u5e38\u8d26\u6237\u5229\u7387\u8f83\u4f4e\uff0c\u90e8\u5206\u8de8\u5883\u6c47\u6b3e\u624b\u7eed\u8d39\u7a0d\u9ad8\u3002\u4f46\u603b\u4f53\u5b89\u5168\u6027\u6781\u9ad8\uff0c\u4ece\u672a\u53d1\u751f\u8fc7\u91cd\u5927\u7cfb\u7edf\u6f0f\u6d1e\u4e8b\u4ef6\u3002<\/p>\n

2. Westpac\uff08\u897f\u592a\u5e73\u6d0b\u94f6\u884c\uff09\u2014\u2014 \u5386\u53f2\u6700\u60a0\u4e45\uff0c\u9002\u5408\u6709\u6295\u8d44\u9700\u6c42\u7684\u4eba<\/h3>\n

\u6210\u7acb\u4e8e1817\u5e74\uff0c\u662f\u6fb3\u6d32\u6700\u53e4\u8001\u7684\u94f6\u884c\u3002\u5b83\u7684\u4f18\u52bf\uff1a
\n- \u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u548c\u623f\u8d37\u4ea7\u54c1\u7075\u6d3b\uff0c\u9002\u5408\u8ba1\u5212\u5728\u6fb3\u6d32\u4e70\u623f\u7684\u4eba\u3002
\n- \u63a8\u51fa\u201cChoice\u201d\u8d26\u6237\uff0c\u80fd\u6839\u636e\u6d88\u8d39\u4e60\u60ef\u8fd4\u73b0\uff0c\u5bf9\u5e74\u8f7b\u4eba\u53cb\u597d\u3002
\n- \u5168\u7403ATM\u514d\u624b\u7eed\u8d39\uff08\u90e8\u5206\u5408\u4f5c\u4f19\u4f34\uff09\u3002
\n\u6ce8\u610f\uff1aWestpac\u7684App\u57282023\u5e74\u66fe\u51fa\u73b0\u8fc7\u77ed\u6682\u5b95\u673a\uff0c\u4f46\u5f88\u5feb\u4fee\u590d\uff0c\u6574\u4f53\u53ef\u9760\u6027\u4ecd\u662f\u7b2c\u4e00\u68af\u961f\u3002<\/p>\n

3. NAB\uff08\u56fd\u6c11\u94f6\u884c\uff09\u2014\u2014 \u4f01\u4e1a\u670d\u52a1\u5f3a\uff0c\u5bf9\u4e2d\u5c0f\u4f01\u4e1a\u4e3b\u53cb\u597d<\/h3>\n

NAB\u5728\u5546\u4e1a\u8d37\u6b3e\u548c\u4e2d\u5c0f\u4f01\u4e1a\u670d\u52a1\u65b9\u9762\u53e3\u7891\u5f88\u597d\u3002\u5982\u679c\u4f60\u662f\u8ba1\u5212\u5728\u6fb3\u6d32\u521b\u4e1a\u6216\u5f00\u8bbe\u751f\u610f\uff0cNAB\u7684\u8d26\u6237\u7ba1\u7406\u8d39\u8f83\u4f4e\uff0c\u4e14\u63d0\u4f9b\u4e13\u5c5e\u7684\u5546\u4e1a\u987e\u95ee\u3002\u4e2a\u4eba\u8d26\u6237\u65b9\u9762\uff0cNAB\u7684\u5b58\u6b3e\u5229\u7387\u5728\u56db\u5927\u884c\u4e2d\u5c5e\u4e8e\u4e2d\u7b49\u504f\u9ad8\uff0c\u800c\u4e14\u7ecf\u5e38\u6709\u5f00\u6237\u9001\u73b0\u91d1\u7684\u4fc3\u9500\u6d3b\u52a8\u3002\u4e0d\u8fc7\u7f51\u70b9\u6570\u91cf\u6bd4CBA\u7565\u5c11\uff0c\u4f46\u7ebf\u4e0a\u670d\u52a1\u4e5f\u5f88\u5b8c\u5584\u3002<\/p>\n

4. ANZ\uff08\u6fb3\u65b0\u94f6\u884c\uff09\u2014\u2014 \u8de8\u5883\u6c47\u6b3e\u6700\u4fbf\u5229\uff0c\u9002\u5408\u7559\u5b66\u751f<\/h3>\n

ANZ\u4e0e\u4e9a\u6d32\u591a\u5bb6\u94f6\u884c\u6709\u5408\u4f5c\uff0c\u5bf9\u4e8e\u9700\u8981\u9891\u7e41\u4ece\u56fd\u5185\u6c47\u6b3e\u5230\u6fb3\u6d32\u7684\u7559\u5b66\u751f\u6765\u8bf4\uff0c\u5b83\u7684\u201cANZ\u56fd\u9645\u8f6c\u8d26\u201d\u529f\u80fd\u624b\u7eed\u8d39\u8f83\u4f4e\uff0c\u5230\u8d26\u901f\u5ea6\u5feb\u3002ANZ\u7684\u96f6\u552e\u7f51\u70b9\u4e3b\u8981\u96c6\u4e2d\u5728\u57ce\u5e02\u4e2d\u5fc3\uff0c\u90ca\u533a\u8f83\u5c11\u3002\u53ef\u9760\u6027\u65b9\u9762\uff0cANZ\u662f\u6fb3\u6d32\u7cfb\u7edf\u6027\u91cd\u8981\u94f6\u884c\u4e4b\u4e00\uff0c\u653f\u5e9c\u515c\u5e95\u4fdd\u969c\u65e0\u5fe7\u3002<\/p>\n

5. Macquarie Bank\uff08\u9ea6\u683c\u7406\u94f6\u884c\uff09\u2014\u2014 \u6570\u5b57\u94f6\u884c\u65b0\u8d35\uff0c\u9ad8\u51c0\u503c\u4eba\u7fa4\u4f18\u9009<\/h3>\n

\u9ea6\u683c\u7406\u867d\u7136\u4e0d\u5c5e\u4e8e\u56db\u5927\u884c\uff0c\u4f46\u5b83\u662f\u6fb3\u6d32\u6392\u540d\u7b2c\u4e00\u7684\u6295\u8d44\u94f6\u884c\uff0c\u4e2a\u4eba\u4e1a\u52a1\u4e3b\u6253\u9ad8\u7aef\u7406\u8d22\u548c\u96f6\u624b\u7eed\u8d39\u5916\u6c47\u3002\u5b83\u7684\u50a8\u84c4\u8d26\u6237\u5229\u7387\u5e38\u5e74\u9ad8\u4e8e\u56db\u5927\u884c\uff0c\u4e14\u6ca1\u6709\u7f51\u70b9\u8fd0\u8425\u6210\u672c\uff0c\u6240\u4ee5\u80fd\u628a\u4f18\u60e0\u8ba9\u7ed9\u5ba2\u6237\u3002\u4e0d\u8fc7\uff0c\u5b83\u65d7\u4e0b\u53ea\u6709\u4e00\u5bb6\u5b9e\u4f53\u5206\u884c\uff08\u6089\u5c3c\uff09\uff0c\u9002\u5408\u4e60\u60ef\u7f51\u4e0a\u64cd\u4f5c\u7684\u4eba\u3002<\/p>\n

\u4e8c\u3001\u4e0d\u540c\u4eba\u7fa4\u7684\u94f6\u884c\u9009\u62e9\u5efa\u8bae<\/h2>\n

\u5982\u679c\u4f60\u662f\u7559\u5b66\u751f\uff1a<\/b>\u5efa\u8bae\u4f18\u5148\u8003\u8651CBA\u6216ANZ\u3002CBA\u5728\u5404\u5927\u9ad8\u6821\u6821\u56ed\u5185\u90fd\u6709ATM\uff0c\u529e\u5361\u6d41\u7a0b\u7b80\u5355\uff0c\u751a\u81f3\u53ef\u4ee5\u5728\u56fd\u5185\u63d0\u524d\u9884\u7ea6\u5f00\u6237\uff1bANZ\u5219\u9002\u5408\u9700\u8981\u8de8\u56fd\u8f6c\u8d26\u8f83\u591a\u7684\u540c\u5b66\uff0c\u800c\u4e14ANZ\u7684\u201cStudy\u201d\u8d26\u6237\u514d\u6708\u8d39\u3002\u5982\u679c\u4f60\u901a\u8fc7\u6211\u4eec\u7f51\u7ad9\u5408\u4f5c\u673a\u6784\u7533\u8bf7\u6fb3\u6d32\u7559\u5b66\uff0c\u53ef\u4ee5\u5728\u5f00\u6237\u65f6\u4eab\u53d7\u989d\u5916\u670d\u52a1\uff08\u6bd4\u5982\u514d\u7b2c\u4e00\u5e74\u8d26\u6237\u7ba1\u7406\u8d39\uff09\u3002\u66f4\u591a\u6fb3\u6d32\u7559\u5b66\u5f00\u6237\u653b\u7565>><\/a><\/p>\n

\u5982\u679c\u4f60\u662f\u521a\u79fb\u6c11\u7684\u65b0\u79fb\u6c11\uff1a<\/b>\u63a8\u8350CBA\u7684\u201cNew to Australia\u201d\u5957\u9910\uff0c\u53ef\u4ee5\u5f00\u901a\u4fe1\u7528\u5361\u79ef\u7d2f\u4fe1\u7528\u8bb0\u5f55\uff0c\u800c\u4e14\u6709\u4e2d\u6587\u5ba2\u670d\u3002Westpac\u63d0\u4f9b\u65b0\u79fb\u6c11\u4e13\u4eab\u7684\u623f\u8d37\u9884\u6279\u670d\u52a1\uff0c\u80fd\u8ba9\u4f60\u770b\u623f\u65f6\u66f4\u6709\u5e95\u6c14\u3002<\/p>\n

\u5982\u679c\u4f60\u662f\u5546\u4e1a\u4eba\u58eb\uff1a<\/b>NAB\u7684\u4f01\u4e1a\u8d26\u6237\u6700\u5168\u9762\uff0c\u652f\u6301\u591a\u5e01\u79cd\u8d26\u6237\u548c\u56fd\u9645\u8d38\u6613\u878d\u8d44\uff1b\u9ea6\u683c\u7406\u5219\u9002\u5408\u6709\u80a1\u7968\u6295\u8d44\u3001\u5916\u6c47\u4ea4\u6613\u9700\u6c42\u7684\u9ad8\u51c0\u503c\u7528\u6237\u3002<\/p>\n

\u4e09\u3001\u5982\u4f55\u5224\u65ad\u94f6\u884c\u662f\u5426\u201c\u53ef\u9760\u201d\u7684\u5b9e\u64cd\u65b9\u6cd5<\/h2>\n

1. \u67e5\u8be2APRA\u76d1\u7ba1\u8bb0\u5f55<\/b>\uff1a\u6fb3\u5927\u5229\u4e9a\u5ba1\u614e\u76d1\u7ba1\u5c40\u5b98\u7f51\u4f1a\u516c\u5e03\u94f6\u884c\u7684\u8d44\u672c\u5145\u8db3\u7387\u548c\u4e0d\u826f\u8d37\u6b3e\u7387\u3002\u901a\u5e38\u56db\u5927\u884c\u7684\u8d44\u672c\u5145\u8db3\u7387\u90fd\u572815%\u4ee5\u4e0a\uff0c\u8fdc\u9ad8\u4e8e\u56fd\u9645\u8981\u6c42\u3002
\n2. \u770b\u5ba2\u6237\u6295\u8bc9\u7387<\/b>\uff1a\u6fb3\u6d32\u91d1\u878d\u6295\u8bc9\u5c40\uff08AFCA\uff09\u6bcf\u5e74\u53d1\u5e03\u94f6\u884c\u6295\u8bc9\u6392\u540d\u30022024\u5e74\u6570\u636e\u663e\u793a\u56db\u5927\u884c\u6295\u8bc9\u7387\u6574\u4f53\u504f\u4f4e\uff0c\u5176\u4e2dCBA\u5728\u96f6\u552e\u94f6\u884c\u9886\u57df\u5ba2\u6237\u6ee1\u610f\u5ea6\u6700\u9ad8\u3002
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