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\"\u6df1\u5ea6\u89e3\u6790\u6fb3\u5927\u5229\u4e9a\u4fdd\u9669\u73b0\u72b6\uff1a\u7559\u5b66\u751f\u548c\u65b0\u79fb\u6c11\u5fc5\u770b\u7684\u6295\u4fdd\u6307\u5357\"<\/p>\n

\u5927\u5bb6\u597d\uff0c\u6211\u662f\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\uff0c\u6700\u8fd1\u6709\u5c0f\u5925\u4f34\u8aee\u8a62\u6211\u95dc\u65bc\u6fb3\u5927\u5229\u4e9a\u4fdd\u9669\u73b0\u72b6<\/b>\u7684\u554f\u984c\uff0c\u73fe\u5728\u6211\u5c07\u76f8\u95dc\u554f\u984c\u7e3d\u7d50\uff0c\u5e0c\u671b\u5c0d\u5404\u4f4d\u60f3\u4e86\u89e3\u7684\u5c0f\u5925\u4f34\u6709\u6240\u5e6b\u52a9\u3002<\/p>\n

\u6fb3\u5927\u5229\u4e9a\u4f5c\u4e3a\u53d1\u8fbe\u56fd\u5bb6\uff0c\u5176\u4fdd\u9669\u4f53\u7cfb\u5728\u5168\u7403\u4eab\u6709\u76db\u8a89\u3002\u672c\u6587\u5c06\u5e26\u60a8\u5168\u9762\u4e86\u89e3\u6fb3\u6d32\u4fdd\u9669\u5e02\u573a\u73b0\u72b6\u3001\u4e3b\u8981\u9669\u79cd\u7279\u70b9\u4ee5\u53ca\u9488\u5bf9\u4e0d\u540c\u4eba\u7fa4\u7684\u6295\u4fdd\u5efa\u8bae\u3002<\/p>\n

\u4e00\u3001\u6fb3\u5927\u5229\u4e9a\u4fdd\u9669\u5e02\u573a\u6982\u51b5<\/h2>\n

\u6fb3\u5927\u5229\u4e9a\u4fdd\u9669\u4e1a\u9ad8\u5ea6\u53d1\u8fbe\uff0c\u4e3b\u8981\u7531\u4ee5\u4e0b\u51e0\u5927\u677f\u5757\u6784\u6210\uff1a<\/p>\n

1. \u533b\u7597\u4fdd\u9669\u4f53\u7cfb<\/b>
\n\u6fb3\u6d32\u5b9e\u884c\u5168\u6c11\u533b\u7597\u4fdd\u9669\uff08Medicare\uff09\uff0c\u540c\u65f6\u79c1\u4eba\u533b\u7597\u4fdd\u9669\u8986\u76d6\u7387\u8fbe55%\u3002\u6839\u636e\u6fb3\u5927\u5229\u4e9a\u5ba1\u614e\u76d1\u7ba1\u5c40(APRA)\u6570\u636e\uff0c2022\u5e74\u5065\u5eb7\u4fdd\u9669\u4fdd\u8d39\u6536\u5165\u8fbe350\u4ebf\u6fb3\u5143\u3002<\/p>\n

2. \u8d22\u4ea7\u4fdd\u9669\u5e02\u573a<\/b>
\n\u623f\u5c4b\u4fdd\u9669\u548c\u8f66\u9669\u662f\u4e3b\u8981\u7ec4\u6210\u90e8\u5206\u3002\u7279\u522b\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff0c\u7531\u4e8e\u6fb3\u6d32\u81ea\u7136\u707e\u5bb3\u9891\u53d1\uff0c\u8d22\u4ea7\u9669\u7684\u514d\u8d54\u6761\u6b3e\u9700\u8981\u7279\u522b\u5173\u6ce8\u3002<\/p>\n

3. \u4eba\u5bff\u4fdd\u9669\u5e02\u573a<\/b>
\n\u901a\u5e38\u4ee5\u8d85\u7ea7\u5e74\u91d1(Superannuation)\u4e3a\u8f7d\u4f53\uff0c2023\u5e74\u5e02\u573a\u89c4\u6a21\u7ea6300\u4ebf\u6fb3\u5143\u3002<\/p>\n

\u4e8c\u3001\u7559\u5b66\u751f\u5fc5\u5907\u4fdd\u9669\u6307\u5357<\/h2>\n

\u5c0d\u65bc\u6fb3\u6d32\u672c\u79d1\u7559\u5b78<\/a>\u7684\u56fd\u9645\u5b66\u751f\uff0c\u4fdd\u9669\u662f\u7b7e\u8bc1\u7684\u786c\u6027\u8981\u6c42\uff1a<\/p>\n

1. \u6d77\u5916\u5b66\u751f\u5065\u5eb7\u4fdd\u9669(OSHC)<\/b>
\n\u2022 \u8986\u76d6\u57fa\u7840\u533b\u7597\u548c\u4f4f\u9662\u8d39\u7528
\n\u2022 \u6700\u4f4e\u4fdd\u989d\u9700\u6ee1\u8db3\u7b7e\u8bc1\u8981\u6c42
\n\u2022 \u4e3b\u6d41\u4f9b\u5e94\u5546\uff1aBupa\u3001Medibank\u3001Allianz\u7b49<\/p>\n

2. \u989d\u5916\u4fdd\u9669\u5efa\u8bae<\/b>
\n\u2022 \u4e2a\u4eba\u8d22\u4ea7\u4fdd\u9669\uff08\u7535\u5b50\u8bbe\u5907\u7b49\uff09
\n\u2022 \u65c5\u884c\u4fdd\u9669\uff08\u5047\u671f\u51fa\u6e38\uff09
\n\u2022 \u610f\u5916\u4f24\u5bb3\u9669\uff08\u4f53\u80b2\u8fd0\u52a8\u4fdd\u62a4\uff09<\/p>\n

\u4e09\u3001\u65b0\u79fb\u6c11\u5e38\u89c1\u4fdd\u9669\u9700\u6c42<\/h2>\n

\u65b0\u79fb\u6c11\u9700\u8981\u7279\u522b\u5173\u6ce8\u4ee5\u4e0b\u4fdd\u9669\u7c7b\u578b\uff1a<\/p>\n

1. \u79c1\u4eba\u533b\u7597\u4fdd\u9669\u9644\u52a0\u9669<\/b>
\n\u2022 31\u5c81\u540e\u79fb\u6c11\u9700\u652f\u4ed8\u7ec8\u8eab\u5065\u5eb7\u4fdd\u9669\u9644\u52a0\u8d39(LHC)
\n\u2022 \u5bb6\u5ead\u5957\u9910\u901a\u5e38\u66f4\u5212\u7b97<\/p>\n

2. \u623f\u5c4b\u4fdd\u9669<\/b>
\n\u2022 \u533a\u5206\u5efa\u7b51\u4fdd\u9669\u548c\u8d22\u7269\u4fdd\u9669
\n\u2022 \u7279\u522b\u6ce8\u610f\u6d2a\u6c34\u3001\u6797\u706b\u7b49\u7279\u6b8a\u6761\u6b3e<\/p>\n

3. \u6536\u5165\u4fdd\u969c\u9669<\/b>
\n\u2022 \u5bf9\u65b0\u79fb\u6c11\u5c31\u4e1a\u8fc7\u6e21\u671f\u5c24\u4e3a\u91cd\u8981
\n\u2022 \u901a\u5e38\u53ef\u8986\u76d6\u7a0e\u524d\u6536\u5165\u768475%<\/p>\n

\u56db\u3001\u6fb3\u6d32\u7279\u8272\u4fdd\u9669\u4ea7\u54c1\u89e3\u6790<\/h2>\n

1. \u5ba0\u7269\u4fdd\u9669<\/b>
\n\u6fb3\u6d32\u7ea659%\u7684\u5bb6\u5ead\u62e5\u6709\u5ba0\u7269\uff0c\u4fdd\u9669\u6db5\u76d6\u624b\u672f\u3001\u836f\u7269\u7b49\uff0c\u5e74\u5747\u4fdd\u8d39\u7ea6500-800\u6fb3\u5143\u3002<\/p>\n

2. \u4e13\u4e1a\u8d23\u4efb\u9669<\/b>
\n\u9488\u5bf9\u533b\u751f\u3001\u5f8b\u5e08\u7b49\u4e13\u4e1a\u4eba\u58eb\u7684\u5f3a\u5236\u6027\u4fdd\u9669\u3002<\/p>\n

3. \u519c\u573a\u4fdd\u9669<\/b>
\n\u72ec\u7279\u7684\u519c\u4e1a\u4fdd\u9669\u4ea7\u54c1\uff0c\u8986\u76d6\u5e72\u65f1\u3001\u75c5\u866b\u5bb3\u7b49\u98ce\u9669\u3002<\/p>\n

\u4e94\u3001\u6295\u4fdd\u6ce8\u610f\u4e8b\u9879<\/h2>\n

1. \u6bd4\u4ef7\u7f51\u7ad9\u5229\u7528<\/b>
\n\u63a8\u8350\u4f7f\u7528Compare the Market\u3001iSelect\u7b49\u5e73\u53f0\u6bd4\u8f83\u4e0d\u540c\u4ea7\u54c1\u3002<\/p>\n

2. \u6761\u6b3e\u89e3\u8bfb\u91cd\u70b9<\/b>
\n\u7279\u522b\u6ce8\u610f\uff1a
\n\u2022 \u7b49\u5f85\u671f\uff08Waiting Period\uff09
\n\u2022 \u65e2\u5f80\u75c7\uff08Pre-existing Conditions\uff09
\n\u2022 \u5171\u4ed8\u989d\uff08Excess Fee\uff09<\/p>\n

3. \u7d22\u8d54\u6280\u5de7<\/b>
\n\u2022 \u53ca\u65f6\u62a5\u6848\uff08\u901a\u5e38\u6709\u4e25\u683c\u65f6\u9650\uff09
\n\u2022 \u4fdd\u7559\u5b8c\u6574\u8bc1\u636e\u94fe
\n\u2022 \u5fc5\u8981\u65f6\u5bfb\u6c42\u91d1\u878d\u7533\u8bc9\u670d\u52a1\u673a\u6784(AFCA)\u5e2e\u52a9<\/p>\n

\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\u611f\u8b1d\u60a8\u7684\u95b1\u8b80\uff0c\u5e0c\u671b\u9019\u7bc7\u6587\u7ae0\u53ef\u4ee5\u5e6b\u52a9\u60a8\u5168\u9762\u4e86\u89e3\u6fb3\u5927\u5229\u4e9a\u4fdd\u9669\u73b0\u72b6<\/b>\u3002\u4fdd\u9669\u662f\u6fb3\u6d32\u751f\u6d3b\u7684\u91cd\u8981\u4fdd\u969c\uff0c\u5efa\u8bae\u6839\u636e\u81ea\u8eab\u60c5\u51b5\u5236\u5b9a\u5408\u9002\u7684\u6295\u4fdd\u8ba1\u5212\u3002\u5982\u6709\u5177\u4f53\u95ee\u9898\uff0c\u6b22\u8fce\u968f\u65f6\u54a8\u8be2\u3002<\/p>\n

\u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff1a\u6fb3\u6d32\u4e2d\u6587\u767e\u79d1AU6001.COM<\/a> \u00bb \u6df1\u5ea6\u89e3\u6790\u6fb3\u5927\u5229\u4e9a\u4fdd\u9669\u73b0\u72b6\uff1a\u7559\u5b66\u751f\u548c\u65b0\u79fb\u6c11\u5fc5\u770b\u7684\u6295\u4fdd\u6307\u5357<\/a><\/p>","protected":false},"excerpt":{"rendered":"

\u5927\u5bb6\u597d\uff0c\u6211\u662f\u6fb3\u6d32\u767e\u79d1\u5c0f\u52a9\u624b\uff0c\u6700\u8fd1\u6709\u5c0f\u4f19\u4f34\u54a8\u8be2\u6211\u5173\u4e8e\u6fb3\u5927\u5229\u4e9a\u4fdd\u9669\u73b0\u72b6\u7684\u95ee\u9898\uff0c\u73b0\u5728\u6211\u5c06\u76f8\u5173\u95ee\u9898\u8fdb\u884c\u603b\u7ed3\uff0c\u5e0c\u671b\u5bf9\u5404\u4f4d\u60f3\u4e86\u89e3\u7684\u5c0f\u4f19\u4f34\u6709\u6240\u5e2e\u52a9\u3002 \u6fb3\u5927\u5229\u4e9a\u4f5c\u4e3a\u53d1\u8fbe\u56fd\u5bb6\uff0c\u5176\u4fdd\u9669\u4f53\u7cfb\u5728\u5168\u7403\u4eab\u6709\u76db\u8a89\u3002\u672c\u6587\u5c06\u5e26 …<\/p>","protected":false},"author":1,"featured_media":4771,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[766],"tags":[7414,3642,281,7415,7416],"class_list":["post-4772","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-7414","tag-3642","tag-281","tag-7415","tag-7416"],"_links":{"self":[{"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/posts\/4772","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/comments?post=4772"}],"version-history":[{"count":0,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/posts\/4772\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/media\/4771"}],"wp:attachment":[{"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/media?parent=4772"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/categories?post=4772"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/au0061.com\/zh\/wp-json\/wp\/v2\/tags?post=4772"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}